I’ll admit I’ve been pretty lazy over the past few years shopping around my car insurance. Its something you should do once a year as sometimes the differences between companies can save you a bundle. However rates vary state to state for different companies, and even within each state so it can be difficult to narrow down a list of what will be the cheapest plan.

Where To Look

Obviously you have the big companies most people have heard of – Allstate, Geico, Progressive, State Farm, etc. There is also the website insWeb which will compare the prices of the same policy at about 20 different companies. You can also try to search on Google for posts about cheap insurance within your state.

For those of you who do not have the time or patience to sort through all those, your local area most likely has an independent insurance agent who can search for you. Sometimes they only work with certain companies though so it can be beneficial to do some research yourself as well.

My Insurance

After comparing rates at about 30 different companies, Geico was the cheapest for me. I ended up saving about $250 a year over old policy. The only downside was I had to go get new insurance photos taken which is always a pain.

Hopefully I won’t wait a few years again before comparing rates thoroughly. That extra cash always comes in handy.

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