I’ll admit right now, I do not have my important documents stored in a safe place.  My property deed, birth certificate, social security card, and a few stock certificates are sitting in an unlocked file cabinet in my home office along with my fiances jewelry upstairs.  If my house is broken into, or worse burns or floods then I am pretty much SOL.  So is it worth it to get a safe deposit box?

Most of these items would simply be a gigantic inconvience if I were to lose them except the jewelry, but I can’t count on my insurance to cover those items since you need a special rider to cover anything really valuable.

Most people seem to recommend calling your local credit union for the best prices.  The boxes themselves can range anywhere from $20 to $70 depending on where you choose to store it.  I think I am going to call around here on Monday to see what local prices can run.