IRS EFile – When Will I Get My Refund Direct Deposit or Check? (2009)
Posted January 28, 2009 by Chuck
Posted in:
Personal Finance
Personal Finance
For those of you like me wondering when you can expect to receive your refund direct depot or check once you efile the IRS has a handy publication 2043 with this information.
The table below shows when your federal tax refund should be deposited in your bank account or your check mailed if you efiled and your refund was accepted within certain dates.
| Transmitted and accepted (by 11:00 am) between… |
Direct Deposit Sent |
Paper Check Mailed |
| Jan 16 and Jan 22, 2009 | Jan 30, 2009 | Feb 6, 2009 |
| Jan 22 and Jan 29, 2009 | Feb 6, 2009 | Feb 13, 2009 |
| Jan 29 and Feb 5, 2009 | Feb 13, 2009 | Feb 20, 2009 |
| Feb 5 and Feb 12, 2009 | Feb 20, 2009 | Feb 27, 2009 |
| Feb 12 and Feb 19, 2009 | Feb 27, 2009 | Mar 6, 2009 |
| Feb 19 and Feb 26, 2009 | Mar 6, 2009 | Mar 13, 2009 |
| Feb 26 and Mar 5, 2009 | Mar 13, 2009 | Mar 20, 2009 |
| Mar 5 and Mar 12, 2009 | Mar 20, 2009 | Mar 27, 2009 |
| Mar 12 and Mar 19, 2009 | Mar 27, 2009 | Apr 3, 2009 |
| Mar 19 and Mar 26, 2009 | Apr 3, 2009 | Apr 10, 2009 |
| Mar 26 and Apr 2, 2009 | Apr 10, 2009 | Apr 17, 2009 |
| Apr 2 and Apr 9, 2009 | Apr 17, 2009 | Apr 24, 2009 |
| Apr 9 and Apr 16, 2009 | Apr 18, 2008 | Apr 25, 2008 |
| Apr 16 and Apr 23, 2009 | May 1, 2009 | May 8, 2009 |
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This really sucks! I got my phone service disconnected this morning, so I can’t even call to find out what the hell is going on. I wish they would just make their deposits like they said they would. The IRS is so ready to take money owed to them, but not pay what they owe us!!! THIS IS SOME BS!!!!
Bre mine said reference # 1121 first then the next week it changed to reference # 1221 with the same message about processing delays. I don’t owe them any money or student loans or anything they were able to tell me that and I called the 800 offset number so basically they are holding my refund hostage. When I got the reference # 1121 they told me I would receive a notice telling me what was going on – that was almost 3 weeks ago and I still haven’t received anything but the rep I spoke to this morning said a notice had been sent out on Feb. 23 but all it says is that there’s a delay – which I already know – and if there’s anything further that they need from me they will send me another notice requesting it so now I’m just sitting waiting on my hard earned money that I worked for – I just don’t understand how they can get away with this especially given the state that the economy is in. I’m going to check WMR tomorrow and just pray that my status has changed and it will give me a refund date of this Friday – I really need this money.
man this is bs!!! now when i try to long onto wmr and put in my husbands social it says it cant dfind no records? what in the heck is going on now? and thats all i have heard is process delay this and that
I filed on January 21, accepted 22, They change DD date two times and actually said it was deposited at one time now I get this. I am going to call back in the morning. If it was not for my children father I would be homeless right now.
They told me this when I called, It have something to do with processing delays.
i heard they update evey day at like 5 or 7? when did you file your stuff bre?
whats the reference 1121? i havent heard of that on yet? did you call the irs>?
How often does irs update WMR status?
Hey everyone has any one received the letter reference 1121. It been two long weeks and I have not receive no dam letter. I just give up.
no it dosent make any sense at all!!! but nothing makes snse when it comes to the irs at all!!! i am sick of it all though
LORD HELP US ALL, BECAUSE THIS @#$@$# DONT MAKE NO SENCE
thomas this is a messed up situation!!! the goverment makes me so mad you know? if you owe themmoney they dang sure get thiers right then and there, but they dont care about us at all!!!!
i got my taxes done on 2/12/09 and was suppose to get it 2/20/09 and didnt get it at all. ill call my bank and they said if it wasnt there,it would be pending. Now they are saying if i dont have to owe any thing i would get it by 03/10/09. MAN WHAT IN DA HELL IS GOING ON. SO HOPEFULLY I WOULD GET MINE THIS FRIDAY 02/27/09. ALL I CAN SAY IS THIS CRAP IS KILLING ME, DAMN
hey bam the reference # is 710 thats all you have to tell them they told me ther is nothing wrong at to keep calling and checking the status phone number!!! i hope this helps you all!!! i am really bummed about this though we have 5 kids to feed!! this sucks!! keep in touch and let me know what they say to you!! good luck to everyone!!!
Holly cow…..I thought I was the only one. I N.Y. and the IRS refund status says check deposited 2/20/09. Called my bank this morning and according to them no pending deposits seen. Now trying to contact IRS to speak with a live person not a machine to find out what is going on, this is a nighmare. I have filed the same way every year without incident. With identity thetf on the rise you would think that you can actually speak with a person and not a machine.
This is my 2nd comment: I e-filed 2/11 and according WMR my dd was 2/20. Now I checked and it says the following message. I haven’t called yet but will do that right now. I know there one other person getting this message, but is anybody else getting this message. I didn’t get a different date for dd.
Your refund has been applied to a past due obligation such as child support, another federal agency debt, or state income tax. The Financial Management Service, who issues IRS refunds, will send you a notice informing you of the offset they have made. The details of the debt are not provided to the IRS. Please do not call us to inquire about the details because we will not be able to answer your questions. Instead, direct any questions you have about the offset or debt to the agency identified on the notice. If you do not receive the notice within two weeks, please call the Financial Management Service at 1-800-304-3107.
Thanks!
Susan, my return started out the same way it should have been a reference number along with the 800 # – what was the reference number?
I checked the WMR site. It says funds will deposit on 2/27 and that if its not there than call after 3/7. So i have fingers crossed Prayer candles going and will keep the faith alive.
hi my name is susan!! we filled our returns on feb 10 got excepted the 11th!!! said it would be there on feb 20th!! then we checked again and it said the 24th and now the 27th!!! i have a number and an extension for you all for the irs it is 1-800-829-0582 ext. 462!!! now ehn i check the irs website it says to call that number and i did and they said to keep calling the 1-800-829-1954 status refund hotline!! i have no idea whats going on but it is a bunch of bs if you ask me!!!!
I efiled my return on 1/16 it was accepted on 1/18 and had a scheduled dd date of 1/30 – I still haven’t gotten my money. On WMR it went from 2 week delay to if I didn’t receive it in 4 weeks. After speaking to several CSR @ the IRS I find out I have been sent out a CP 05 notice informing of the delay – like I don’t already know there’s a delay and it’s nothing for me to send to them and they will let me know if I need to send them additional information. 1 of the CSR’s said it’s something to do with the EIC and I told her these are my same 2 children that I claim year after year and I have never had a problem. This is such bs I need my money but I’m so thankful to know that I’m not alone
i just got off the phone, he originally told me the extention referred to federal owed debt, like student loans or child support, which i have neither of. he pulled up my file and just said that all the money was still there, there was no offset but it was under further review. He didn’t know why. When i Called yesterday the lady told me they were looking at my EIC. He didn’t say anything about that today. He said the date on my notice was March 9, so they would probably send it out next week and it would have more detailed information. When i asked for a time frame he said it could take a week to several weeks, it just depends. All i was told to do is sit and wait. this really sucks.
i have same message as rick and xeek.. on hold now for who knows how long…
New Update: Santa Barbara Bank has updated their website to say that they have received all or part of my refund so I guess the IRS’s status is true this time.
I filed on 2/8, it was accepted on 2/10. My original DD date was 2/20 then it changed to 2/24 and then to 3/3. Finally today (2/25) the WMR site updated and said that there was an error on the recovery credit and my refund was reduced to $XXXX and that it would be DD on 2/27 and a letter would be mailed to me explaining the changes. I sure hope I get it on friday but I won’t hold my breath. I was getting very frustrated because the date changed every week.
This morning the IRS website WMR states this!!!
I don’t know what the hell this is about, I don’t owe any child support, I went through a divorce in 08, but I have full custody of children. This is so strange, nothing has changed since last year other than being divorced….I’ve never had a problem with my refund!!
Refund Status Results
Your refund has been applied to a past due obligation such as child support, another federal agency debt, or state income tax. The Financial Management Service, who issues IRS refunds, will send you a notice informing you of the offset they have made. The details of the debt are not provided to the IRS. Please do not call us to inquire about the details because we will not be able to answer your questions. Instead, direct any questions you have about the offset or debt to the agency identified on the notice. If you do not receive the notice within two weeks, please call the Financial Management Service at 1-800-304-3107.
Please read the following information related to your tax situation:
* Tax Topic 203, Failure to Pay Child Support, Federal Non-Tax and State Income Tax Obligation
SAME MESSAGE HERE RICK, DID THEY TELL YOU ANYTHING ELSE. IM ON THE PHONE NOW WITH THEM TRYING TO SEE WHAT GOING ON. THIS IS SOME BS. I NEED MY MONEY NOW TO PAID BILL. ANT BELIEVE THIS CRAP!!!!!!!!
UPDATE: I checked the WMR website this morning and it went from saying my refund was DD on the 20th to :
There is a delay in processing your tax return. For more information, please continue.
Please mention reference number 1121 to the IRS Customer Service Representative.
Why would they even put that it was DD and then not DD but delay it again? This makes no sense.
i originally left a comment on Feb 20. I suppose to have my refund deposit into my account that day, but of course, it didnt. I checked on my husbands refund and his dates changed from Feb 20, to Feb 24 to Feb 27 and now March 3rd. This shit sucks! So…not only didnt I get my refund on the 20th, we was hoping to get his refund today, if not, at least by Friday the 27th..but NOOOOO, delayed til March 3..dont know why!! very frustrated, thank goodness we got our bills paid and our refrigerator is full, if not…OH MY!! I will continue to check our bank account on a daily basis until it arrives. Good luck peeps!!
I bank with Commerce Bank in Kansas City. I was suppose to receive my refund on 2/20 according to the WMF website. I haven’t received anything. I hope to receive it this week, but thanks to this site I have some good numbers: 800-829-1040 just keep dialing 0 to get to someone and 1-800-829-0582 ext 462, in case anyone else needs answers from a live person with the IRS. Good luck!
Still nothing!!! I’m in CA…filed with Jackson Hewitt. my tax guy gave me this website https://cisc.sbbtral.com/index.aspx to check status of my refund with Santa Barbara Bank & Trust that Jackson Hewitt uses. The IRS sends the money to SBBT which then releases the refund, because SBBT deducts the tax filing fee from my refund.
So.. the website states the following for me………
You filed your return with Jackson Hewitt Jackson Hewitt and requested a bank product from Santa Barbara Bank & Trust (SBBT).
Santa Barbara Bank & Trust has not received your IRS refund.
Income Tax Refund Status
The IRS issues refund deposits each Friday, so your delayed deposit may not arrive until the following Friday. You may visit http://www.irs.gov to check the status of your refund.
The IRS did not deposit funds to your account as originally expected. The IRS usually makes refund deposits within 9 to 16 days, but your deposit was not received within that period of time. At times the IRS will delay a refund deposit by one week, so you may check back at this site seven days from now. If no deposit is made by then, you should contact the IRS. For more information on the status of your refund, we recommend you visit the IRS website at http://www.irs.gov and select the “Where’s My Refund?” link. Thank you.
Refund Deductions
The following items have been, or will be, deducted from your refund.
Item Amount
SBBT Account Handling Fee: $30.95
Tax Preparation Fee: $161.00
Total Refund Deductions: $191.95
Summary Information
Item Amount
Total Amount Received By SBBT: $0.00
Total Amount Paid On Your Behalf:
So just great the SBBT hasn’t even received my refund, so I’m thinking it won’t be until Friday, and hopefully get my refund early next week!! My tax guy said this is why the IRS gives the time frame of 8 to 15 days, or whatever it is. But why the hell does the IRS website state my refund was deposited on 2/20???? Crazy Crazy!! As if we all don’t have enough problems in life! Hope the info helps someone, if not then sorry about the long note!
Hang in there everyone!!
I had the same problem as everyone else! IRS website says that it was supposed to be deposited on 2/20. Well its the 25th now and still nothing. I went on http://www.irs.gov and clicked on wheres my refund? i then typed in all the info i was supposed to and now its sayin i SHOULD get it by March 3rd! Shouldnt they have some common courtesy to let us know there was a delay???
I had the same thing happen to me this morning. The website and hotline are saying it was deposited on the 20th but the person on the phone is saying it is being reviewed. It hasn’t shown up so we will have to see what the website says in the morning.
Our refund was approved on 2/12. IRS.gov has been saying it is ‘scheduled’ to be DD on 2/20. Last night (Monday 2/23) it was changed to it ‘was’ DD on 2/20. Well, no money. Like everyone else, I am thinking ‘Where’s My Refund’? I filed through Turbo Tax (so did my sister). My sister’s should have had been DD on 1/30, but it was 2/6 before she got it.
I just called the IRS (4pm MST) and talked to Mr. Bruten. They said that their systems are down, so can’t check it and to call back before 10pm. I’ll try later and let you know what they say. Thankfully, I only had to wait 15 minutes.
Well, I called my bank several times today and still not money showing up.
So I finally called the IRS and got a person. Even though the website and the automated phone system was saying that the DD accorded on 2/20, they told me that the IRS choose my return to hold for up to 3 weeks to re-examine.
They read me a lot of information that did not make any sense.
Anyways, now I am trying to go back into my information on their website and I have no information showing up. It is just like it was the first few days after I filed.
My refund date was already moved about 4 times.
Is anyone else having this problem?
Oh yeah, the automated phone system is still saying that my money has been DD on 2/20.
amyc- I will let you know for sure! Maybe we will get an unexpected surprise by end of week…:)
April~ i was told the same thing today. let me know if you ever get this “letter” or hear anything new.
I don’t know if the IRS recently hired a bunch of idiots or what. But some custoomer service reps truely do not know what they are talking about half the time. Like for instance I had to call four times yesterday to get info on my amended tax refund. Just calling to check the status. One rep told me to check online, under where’s my refund. But guess what, you can’t check the status of an amended return online. On the fourth try I got through to someone who kinda knew what they were talking about. Come to find out, they process my return on 2/20/09, but get this FORGOT TO ISSUE ME A CHECK!!! Just added the refund to my gross wages, but didn’t process my check. WTF. I was soooo upset I just hung up and decided to try to speak someone that could resolved the problem today. Got a gentleman that, admitted that someone really missed up…processed my return, but didn’t issue payment. Well supposedly he took care of everything, but now all this has just further delayed my money getting to me.
WMR says it was DD on the 13th. No one has any answers as to where it is. The IRS says that it has been deposited, nothing came back to them and no issues on there end ( I actually spoke to a live person WOW ) and my bank is saying that they have absolutly no record of anything being deposited in the past three weeks other than my regular payroll. Getting SO frusterated. I need that money to pay my bills.
Spoke to IRS finally. First the rep said that whoever did the taxes had our refund. We then told here that that wasn’t true b/c we called. She changed it to “it’s under review” and you will get a letter. I just started laughin b/c the WMR still saying it was DD on 2/20. Also the automated is saying a letter and the DD was sent on the 20th now. They don’t know what is going on so my suggesstion to all who have been waiting more than a month, is to just chalk this one to the game! I am not checking anymore and if it comes it will come. we will end up all stressed out and never even get a refund. It’s so unfair but it is what it is. I am so sorry for everyone…..
another way to get in touch with the IRS is to call the number 18008291040 press the number for questions on your tax return and then just press 0 until it says they are unable to process your response and it will transfer you to a live agent.
Tif…Did your WMR page say the refund “had been deposited on Feb. 20″ or did you just think it would be in there then?
Ok finally got thru to the irs using one of the the numbers listed above. Was on hold for 20 min to find out I had an offfset..was given a number for offset dept of 1-800-304-3107. Apparently even tho I have been making timely payments to my student loan I did go into default for a few months when my offices closed and I lost my job. It is strightened out and I have been making timely payments again, but edfund put in a request for an offset and it was approved so they ate up my tax return…ofcourse I owe less than 2000 now left on student loans but still feel like I have been screwed in every which way!!! Thankfully on the bright side, after 9 mos of being unemployed I will be starting in my new position Monday. That is the only bright side to this, but for those of you that may have student loan debt you may want to try that number…doesn’t matter if you are paying timely..if you ever had a time in which you went in to default they can legally take your money. Like many of you I needed the money to get caught up on bills, single mom making unmployment…thankfully I’ve had family that has helped me some but wow…Good luck to you all. I hope that you get your hard earned money and I pray our economy rises.
OK so it is Tuesday morning and still no funds in our bank acct. Our WMR page still says it was deposited on Friday and that we can’t call before tomorrow but I gave my husband the ext. ann posted so he can try and deal with them. If anyone gets their money please let me know. This is insane! I have Wamu and a great regualr teller we deal with on a regular basis and even she has no answers for us. Rent is due in less than a week, that is going to be rough!
i just talked to the irs and there is some apparent delay. they cancelled my check for some reason regarding my earned income credit. Its now under review and i should be expecting a letter within 3 weeks!!!!!! i am so mad! i don’t understand how anything could possibly be wrong with it when i filed on taxact – i don’t even have to do the math! looks like i am looking at months.
This is the bank site to check on your refund IF YOU FILED WITH TAXACT AND HAD THE FUNDS WITHDRAWN FROM YOUR RETURN
hey all, I spoke with the nicest representative name Chris at the irs #. He looked up my return and gave me an explanation that the irs has a 3 week processing parameter. So regardless of the date they give us, if it’s within that time frame then they are still on schedule. He recommended, keep looking on the WMR site because they update regularly. So it boils down to that old ‘WAITING GAME’. Here’s the number that I was able to speak to someone live.
(800-829-0582 ext. 462) You will be told how long a wait by a automated voice. Then just wait. Don’t hang up. They will answer!
Still nothing…….
Hope that helped!
oh ok.. thanks!
It was deposited into their bank so they could take their funds out, cause I had opted for the funds to be taken out of my refund.