IRS EFile – When Will I Get My Refund Direct Deposit or Check? (2009)
Posted January 28, 2009 by Chuck
Posted in: 
Personal Finance
Personal Finance
For those of you like me wondering when you can expect to receive your refund direct depot or check once you efile the IRS has a handy publication 2043 with this information.
The table below shows when your federal tax refund should be deposited in your bank account or your check mailed if you efiled and your refund was accepted within certain dates.
| Transmitted and accepted (by 11:00 am) between… |
Direct Deposit Sent |
Paper Check Mailed |
| Jan 16 and Jan 22, 2009 | Jan 30, 2009 | Feb 6, 2009 |
| Jan 22 and Jan 29, 2009 | Feb 6, 2009 | Feb 13, 2009 |
| Jan 29 and Feb 5, 2009 | Feb 13, 2009 | Feb 20, 2009 |
| Feb 5 and Feb 12, 2009 | Feb 20, 2009 | Feb 27, 2009 |
| Feb 12 and Feb 19, 2009 | Feb 27, 2009 | Mar 6, 2009 |
| Feb 19 and Feb 26, 2009 | Mar 6, 2009 | Mar 13, 2009 |
| Feb 26 and Mar 5, 2009 | Mar 13, 2009 | Mar 20, 2009 |
| Mar 5 and Mar 12, 2009 | Mar 20, 2009 | Mar 27, 2009 |
| Mar 12 and Mar 19, 2009 | Mar 27, 2009 | Apr 3, 2009 |
| Mar 19 and Mar 26, 2009 | Apr 3, 2009 | Apr 10, 2009 |
| Mar 26 and Apr 2, 2009 | Apr 10, 2009 | Apr 17, 2009 |
| Apr 2 and Apr 9, 2009 | Apr 17, 2009 | Apr 24, 2009 |
| Apr 9 and Apr 16, 2009 | Apr 18, 2008 | Apr 25, 2008 |
| Apr 16 and Apr 23, 2009 | May 1, 2009 | May 8, 2009 |
Popularity: 100% [?]
Post a Comment »
| Recent Posts | Recent Comments | Popular Posts |
- Resa's Peachies: Woo Ha any luck did you get your refund yet?...
- woo ha: I filed on Oct. 15 got accepted and expected date is Nov. 1s...
- Resa's Peachies: I e filed 10/17/2011 irs accepted 10/18/2011 I opted direct ...
- Andrew Smith: DON' DELETE THIS! Your site has a lot of great stuff. I hate...
- Accountants London: its interesting analysis about fiscal matters is reflecting ...
JIMM~ i used taxact as well… why was it deposited to their bank? I called Republic bank to check to see if i had the same dilema and they had absolutely no record of me at all.
I dialed the 1-800-829-1040 and just kept pressing 0
I called the bank, and they said there was a check mailed out on the 20th. Even though I had direct deposit… she said for some reason it was changed to an EMC (Electronic mailed check) It was mailed from Kentucky…
and was not direct deposited in my case and she doesn’t know why it was changed…
She said it will take approx. 5-7 business days.
Hope that helps someone else!
xeek – how the hell did you get a hold of someone at the IRS?? i can’t find a fricken number to talk to someone for the life of me. I am in the same boat, DD on the 20th and no money. I was already delayed once, my expected date was bumped back from Feb 9 to Feb 21st. I filed my fiance’s returns 3 weeks after mine and he got his on the 13th! WTF is going oN!
I too need the number and extension number to speak to a live person at the IRS. Had it yesterday and unable to find it. Thanks all!
I used Tax act.. I called the IRS they told me it was deposited into Republic bank (taxacts bank) and to call them.. incase anyone needs that # it is 502-584-3600. She also said you can call the IRS advocates and they can help you get emergency funds their number is 1-877-777-4778 this info came from a VERY helpful, polite and nice lady named Mrs. Wooton.
JUST GOT OFF THE PHONE WITH A VERY RULED BITCH GIVING ME THE ROUND AROUND SAYING WHO EVER WAS EXCEPTING A DEPOSITED ON THE 2/20 WAS DELAYED FOR ANOTHER 3 WEEKS AND I ASKED HER WHY? SHE COULD NOT ANSWER THE QUESTION. I ASK FOR HER NAME AND I D NUMBER BECAUSE SHE VERY NASTY. SHE HUNG THE PHONE UP IN MY FACE. IM SO PISSED RIGHT NOW!!!!!!!!
Tuesday still no money! I HATE the IRS…
Thanks everyone! I now know that I’m certainly not the only one who is being inconvienced. The best to all!
You know how Turbo Tax has ” E-File and get your return in 8 days ”
I dont know one person who got it in 8 days.. Heck I dont know anyone who got it even with in the time frame.
A friend of mine got hers this morning, but it was 16 days late.. Ug WHat is the deal
Hey that last comment was meant for James. But the same for you too Jason.
Thanks Jason for your response. I will wait until Friday to see if it comes in. The best to you too Jason. Hang in there. Hope you have a “really great day” dispite this inconvience.
I can’t seem to reach anyone live to ask a question at the irs ph.#. When I did get through it said that I needed an extention # to go any further. Does anyone have the number and extention number so I can call to see if there was an error on my return or if it just been delayed?
Ann I filed on the 6th with H&R Block and it was accepted on the 7th I opted to the DD to the emerald card and The WMR says the 24th as well but I still don’t have mine but from what I’ve been reading the IRS mails out on fridays as well as DD so if it says 24 wait it out till friday. That’s what we’re going to have to do, it sucks we need diapers and you know day to day shit. It wouldn’t surprise me if this was some kind of government conspiracy. Notice EVERYONE got the return last year on time or earlier. The economy get fucked and now there is problems with the processing, and the banks.
Jason did you speak to someone live and they gave you this March 3rd date or was this stated on the “where’s my refund” site? My info on irs refund page still says ‘being processed with the same Feb 24th date.
Filed on Feb 21 and refund pushed back to March 3.
I filed my return on Feb. 5th. I recieved a exceptance notice on Feb. 6th stating that my D.D. should be on Feb. 20. The irs web site stated that it would be deposited on the 24th, today. I checked the web site and it still says: “Being Processed”! The automated irs # says the same when I call. I called my bank and nothing there but the representative did say she heard on the news that there are delays processing returns.Has anyone gotten the “still being processed” status passed the D.D. date? Please respond and give me a bit of reassurance.
NOTHING THIS MORNING WHAT THE HELL IS GOING ON. WHY IS THEY LYING TO US, U BETTER BELIEVE IF WE OWED THEM. THEY WILL GET THEIR , IF THEY HAVE TO TAKE IT. IM TIRED WAITING IM GOING TO CALL THEM RIGHT NOW!!!!!
OMG!. IRS WMR says deposited on Feb.20 but nothing…..i have BOA this sucks soooooo bad…..
I’ve been reading all these postings since Sunday evening. I too was supposed to have my refund dd into my account on the 20th. I’ve tried really hard to be patient but like all of you have bills to pay and need my refund!!!!! It is 8:03 am here on the east coast…just checked my account and STILL NO MONEY!!! I’m OVER this! If this were money that any of us owed to the IRS or for that matter any bill collector, they would be all over us…so what is the deal??? If anyone finds any info PLEASE post here and let us know. I am calling the IRS today!
I filed my taxes here in Houston with Colbert Ball Tax service. I e filed on Feb 6 was supposed to get it Feb 20. Irs website says it was deposited on Feb 20. I dont have it and I need it so bad. I am a single parent with a small business and I have had a really hard time. I have less than 10 dollars to my name. Business has been soooooo slow. Im in the negative and in bed with the flu. I have never had a problem getting my refund. If anyone gets thiers that was supposed to ge it Feb 20 please post the date.
It is now Tuesday morning and still NO MONEY! I am sitting on hold with the irs trying to talk to someone. This is absolutely crazy. I filed my return and a friends return on the same day and I had her return DD into my account and she got her money Friday morning Jan 30th. Mine was delayed 3 weeks later.
Nothing here this morning….WMR said 2/20…BOA has nothing at all. I guess it’s time to call around to see what is going on..or at least try
I too received the message my refund was deposited on the 20th but it is not in the bank. The bank says it is instantaneous. I checked with anyone I thought that may have had a hold on it and they did not take it so I have no idea where it is in limbo. It says not to call the IRS till the 25th if you don’t see it. My daughter actally got hers right on time but it was two weeks earlier. Very strange.
I know I see a lot of people saying that it is usually 2 -3 am for BOA. So I can not go to sleep.
My bank says they have nothing in their computer.
Still the same story here. WMR says it was deposited on friday the 20th but nothing in my account.. From what a few people were saying if they were supposed to get theirs on a friday it was showing up the following tuesday, I hope thats the case for us and we all can wake up tomorrow to our refunds in our accounts.
Well I am having the same problem with my return that should have been deposited on the 20th. Still nothing. I filed back on 1/18. BOA is not showing even a pending deposit.
Has anyone from 2/20 finally received their deposit?
There must be some (IRS? BoA) issue with the Feb. 20th DD date as there seem to be many people with similar problems. I know this may not be pleasant fo hear, but even though the DD may be sent back, you should have a paper check within 3 weeks. Frustrating yes
By an chance, is your name different on your account than on your tax records? Also, did you double-check the routing and account numbers on your filed return? BoA is sticklers on both and will reject a refund DD immediately if not correct
Same BS here. On the wheres my refund site, it states my money was DD into my BOA acct Friday, Feb 20th. Been checking everyday to see if the money appears and NADA!!!!
I called my bank and NADA!!!!
I know that CA state is not refunding state money back because of budget but, federal money should have been in my acct when they stated!! ARHHH!!
Routing Number Conflict!!!
I had given the correct routing number/accounting info to my tax man….info taken off of my check. But get this, I call Wellsfargo today to see if there is a pending deposit. The Costumer Service lady tells me that the Routing number on my check is not the correct number to give for direct deposit, because CA is a large state there are two routing numbers! How the hell am I suppose to know this, I ask her.
Just great, now I’m worried my money is going to be sent back to IRS.
My tax man said he’s never heard of this before, he called Santa Barbara Bank (where the checks are cut) and he was told my funds were processing. But would not give him any other info, when I called no one would talk to me, all recording! Good news is so far the funds are not denied. I sure hope that won’t be the case!
I went into the bank just now and the manager confirmed there are two routing numbers, but assured me the one on my check will work, she has not seen any problems with tax refunds being dd. She said she even used the Routing number on the check for her tax return and had no problem.
So maybe this is why the delay, the banks are verifying the information, and hope to God will be released in a day or two!!!!
So maybe this is some help to others, or maybe just more to worry about!! I don’t know except this is all so stressful, I’m sorry to hear everyone who is having similar problems!
The thing is with the routing number on my check, I’ve used for paying bills for direct debit. No problem there! And even with my previous employment, never had a problem with direct deposit. So weird, more to wonder and worry about with this screwy system!!!!
just found this info on another website thought you guys might find it handy..
Taxpayers – and tax preparers – are being urged by the IRS to get their math right when figuring this year’s federal “recovery rebate” tax credit. A “higher-than-normal” error rate is causing delays in processing the new tax credit, which is a catch-up for those who missed out on last year’s federal stimulus payments.
“We’re trying to stem the tide so folks can get their (rebate) money as quickly as possible,” said IRS spokesman Jesse Weller.
For those who qualify, the so-called recovery rebate is $600 for individuals or $1,200 for a couple filing jointly, plus $300 for each qualifying child. Weller said about 15 percent of federal returns claiming the new tax credit have had errors, which can delay getting a refund check by a week or more. (Weller said there is no truth to rumors that rebate errors are causing three- to four-month delays in processing refunds.)
Those who received the maximum stimulus payment in 2008 are probably not entitled to a recovery rebate credit. But you can qualify if you: did not receive a stimulus payment last year; did not receive the maximum stimulus payment because your income was too high or too low; or had a qualifying child in 2008.
To avoid errors when claiming a recovery rebate, the IRS recommends: List the exact stimulus payment amount you received last year, if any. The amount can be found on IRS Notice 1378 (mailed last year), on the IRS Web site (www.irs.gov, “How Much Was My 2008 Stimulus Payment”) or by calling the IRS toll-free hotline, (866) 234-2942. To use the phone or Web tool, you’ll need your 2007 filing status, Social Security number, and the number of exemptions claimed.
every year on the first Friday in February we have a big group of people get together at a friends house and we all get our taxes done. there was about 10 people there this year and every one has received there taxes but me.. and on top of it they changed my receiving date from Feb.24th to March 3rd.. i hope they don’t change it again when they tell you you’ll get it before or by Feb 24th you expect it.. and when everyone around you gets theirs and you don’t get yours.. if they are having processing delays, don’t you think everyone would be delayed. not just one person.. oh and the last name thing i don’t think has anything to do with it, my brother and i filed on feb,7th back to back and he received his on the 16th and im not supposed to expect mine until march 3rd what the hell..
XEEK…
FSNB (Fort Sill National Bank)
MEGAN T I LIVE IN TN ALSO, WHO YOU BANK WITH. IM BANKING WITH META(ATL). JUST CALL THE BANK. NOTHING THERE. WHAT IS REALLY GOING ON.
Mary//Megan::
I live in Tennessee and mine posted this morning.
And to Megan’s question… I actually work for a bank and on the norm, we can see it 24-48 hours before it is supposed to actually post on the acct. ((For example… you are supposed to get your money on a Friday, we can usually see on Wed before, atleast Thur))… Hope this helps.
Good Luck Ladies.
E filed through H&R Block on Feb 11th. I am still sure the delay was going through HSBC to take out my preparation fee’s ($400!!!)
Denise When did you file and How ?
I have a question. on the wheres my refund paged it says my refund was mailed on the 20th what if I elected for direct deposit? does that mean it was deposited on the 20th?
I am in shock….mine was there this morning. Bank says it will post tonight but funds are available now.
IRS says they deposited the money on Friday 2/20 but still not there this morning. We have BOA. I will wait until tomorrow to see what happens before we call. Anyone in NC and have BOA?
Anybody waiting on a refund check that was mail on February 20th and got it??
What number are you guys calling to talk to someone at the IRS? I keep calling the hotline and i can’t find an option to speak to them.
Ok so as of this morning still nothing here. We use WAMU and their phone tellers say nothing is even pending. Does anyone know if they would see a pending deposit if it was comming thru tonight or tomorrow? This is so annoying since our “wheres my refund” page says it was allready deposited on the 20th.
I filed on Jan. 22 and I still have not received anything. DD just continue to change.
Nik:
Sorry…I meant you can deposit it and take cash out, but only up to 1/2 of the refund total. (And that’s only if you have a balance in your acct before making the deposit)
Nik who do you and your wife bank with cause I thank this may be my situation also.
Nik,
sorry to hear that…but IRS checks can NOT be deposited into an acct that doesn’t have both names on the listed acct. holders…same thing if you went to cash the Refund check without your wife…they wouldn’t cash it without both being present. You couldn’t even deposit it into your joint acct and take the cash out. They do that because they want to protect the other person…in case the people are separated, or going through a divorce and someone tries to take all the refund, etc. My ex and I had that problem. We weren’t talking…but had to go into the bank together in order to cash our refund check.
Hope you get it shortly. It should be about 2 to 3 weeks for a paper check.
Well I just found out that my bank decided to send my refund back to the IRS because my name isn’t on my wifes bank account. So now I don’t know what they are going to do.
I wouldn’t count on it ever getting back into your acct. (The fees). My daughter and I have a joint acct. (besides my husband and ours). She’s a full time student (age 19). So I opened an acct with her so that I could dep. monies for her, etc. She stupidly used her M.Card to purchase a free trial off the TV. Well she never got the free trial and they started debiting $39.95 every week. I made her file fraud charges and cancel her credit card. Bank told her same thing …monies would be back into acct. within 5-7 days after investigation. They sent a final determination letter saying since she initiated the trans. by submitting for free trial…it’s finding is charges stick. Even though she said she called and cancelled within 30 days and they kept taking fees out. They said too bad…she should have cancelled her credit card as soon as she noticed the first charge. Doesn’t matter that she didn’t know until she got her statement 35 days later!
I hope you have better luck!