Highest Rate Savings Accounts
Posted February 24, 2009 by Chuck
Posted in: 
Personal Finance
Personal Finance
The rates of savings accounts have been plummeting lately. Only a handful remain over 3% APY and some of them have dropped 1% or more in the last couple months. I am currently with Dollar Savings Direct, which has plummeted as of late and has me thinking of switching.
I thought I would take some time to look at the interest rates of some of the top as well as the more popular savings solutions.
| APY | Name | Min Bal |
| 4.08% | Broadway Federal Bank SA | $1,000 |
| 3.15% | ShoreBank Online Savings | $1 |
| 3.10% | AmeriNet Bank Mega MMA | $0 |
| 3.10% | Evantage Bank Mega MMA | $0 |
| 3.10% | Red Neck Bank Mega MMA | $0 |
| 2.75% | GMAC Bank Online Savings | $0 |
| 2.65% | DollarSavingsDirect | $1 |
| 2.60% | FNBO Direct OSA | $1 |
| 2.25% | HSBC Direct Savings | $1 |
| 1.85% | ING Direct | $1 |
Popularity: 3% [?]
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ING gas the lowest rates!?
SmartyPig.com is currently at 3.05%. They were however at 3.20% at the time of your post.
Is there a reason why ING has the lowest rates out of everyone?