Heres To Hoping I Don’t Get Sick
Personal Finance
After my recent marriage I decided to cancel my health insurance through my employer and go on my wifes plan. My plan is about $20 a pay period (every 2 weeks), and to change to the family plan so my wife would be on mine would increase it to $40 per pay period or around $80 a month. Her plan through her employer is at no cost to her. So even though my plan is slightly better we decided to switch.
Unfortunately I had to be off my plan within 30 days of my “life event” or else I would have to wait until open enrollment in November to cancel. So while the paperwork is still in the works for her insurance I had to relinquish mine, so I am currently without any. Her employer said I should be getting my card within the next week or 2, so I guess I will have to be extra cautious for the time being.
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The worse thing with this, is for the folks whom by some terrible event end up acquiring a “pre-existing” something and then are not covered.
Maybe it would be best to go on Cobra in between?
Yes, I’m taking a gamble so hopefully it works out.
From my previous experience with Cobra it would be more expensive to go with them for a month than it would have been just to have kept my work insurance through November.
Quitting your health insurance is not an act of courage, is an act of dignity in the USA. Even with the new pharmaceutical plan on paying $4 for some pills, as it is in the article I put instead my name, I still do not think things will get better soon enough. We all hope not to get sick, but, in the end, we reach to this. Let’s hope your present plan works better than the previous one. And remember that insurance companies are first business companies!