Net Worth Statement – October 2011 (-4.49%)

Posted October 3, 2011 by Chuck Posted in:

Net Worth

Summary

Another down month in the market dragged our net worth down. Some of the cash reserves were down as well because one of our 0% credit card offers was expiring so we had to pay that off (though it evened out in the net worth). Other than the down market we had a pretty steady month.

Monthly Goals

Hoping to start stocking away for our other 0% credits cards that are also coming up due soon. I may look around to see if there are any other offers out there this month to balance transfer them to.

Also hoping the market slows down its decent!

		Sep-11	Oct-11	MONTHLY
ASSETS				% DIFF
	DollarSavingsDirect Savings (1.70% APY)	$19,061.62	$18,473.98
	Schwab Investor Checking (0.75% APY)	$7,579.84	$6,079.35
	CASH TOTAL	$26,641.46	$24,553.33	-7.84%
	Treasury Direct	$3,028.34	$3,044.10
	Employee Stock Holdings	$1,777.64	$1,777.64
	STOCKS & BONDS TOTAL	$4,805.98	$4,821.74	0.33%
	Ameriprise ROTH IRA (Chuck)	$20,102.86	$18,040.94
	Ameriprise ROTH IRA (Wife)	$1,110.47	$1,005.33
	T. Rowe Price 401K (Chuck)	$73,570.00	$67,097.59
	Vanguard 401K (Wife)	$45,037.78	$44,142.14
	RETIREMENT TOTAL	$139,821.11	$130,286.00	-6.82%
	House Value (Zestimate)	$329,000.00	$329,000.00
	Car Value (Edmunds.com)	$4,467.00	$4,388.00
	SUV Value (Edmunds.com)	$15,688.00	$15,688.00
	MISC TOTAL	$349,155.00	$349,076.00	-0.02%
TOTAL ASSETS		$520,423.55	$508,737.07	-2.25%

DEBTS				% DIFF
	Citi Mortgage (4.875%)	$253,710.32	$253,251.85
	MORTGAGE TOTAL	$253,710.32	$253,251.85	-0.18%
	AES Student Loan (3.625%)	$1,060.57	$1,011.31
	ACS Student Loan (3.75%)	$1,481.82	$1,481.82
	Great Lakes Student Loan (3.25%)	$41,040.35	$40,885.73
	Honda Financial Services (2.9%)	$5,668.27	$5,395.03
	LOAN TOTAL	$49,251.01	$48,773.89	-0.97%
	BOA NEA (0%)	$11,429.37	$11,318.45
	BOA NEA 2 (0%)	$12,943.72	$12,814.41
	BOA Upromise (9.24%)	$1,920.83	$0.00
	CREDIT CARD TOTAL	$26,293.92	$24,132.86	-8.22%
TOTAL DEBTS		$329,255.25	$326,158.60	-0.94%

NET WORTH		$191,168.30	$182,578.47	-4.49%