Net Worth Statement – October 2 2009 (-25.01%)
Posted October 2, 2009 by Chuck
Posted in: 
Net Worth
Net Worth
Summary
My net worth for this month is a complete rewrite. I decided to include a couple other figured that are my wife’s into our combined net worth which caused quite a crash – mainly her graduate school student loan. We also financed a new (used) car so that loan and car value is now included on my net worth.
Pretty much feels like I’m starting from scratch at this point, but I’m obviously keeping all the history to compare to the past.
Monthly Goals
Rebuild my cash reserves after paying my school taxes – I mailed the check but they haven’t cashed it yet so its not reflected in this months net worth. Also need to continue to make progress on paying down our credit cards, I stalled a bit on that this month.
| Oct-09 | ||||||
| ASSETS | $ DIFF | % DIFF | ||||
| HSBC Savings Account (1.45% APY) | $145.25 | |||||
| DollarSavingsDirect Savings (1.70% APY) | $16,104.22 | |||||
| Schwab Investor Checking (0.75% APY) | $9,428.59 | |||||
| CASH TOTAL | $25,678.06 | -$523.19 | -2.00% | |||
| Treasury Direct | $2,830.44 | |||||
| BONDS TOTAL | $2,830.44 | $18.58 | 0.66% | |||
| Ameriprise ROTH IRA (Chuck) | $16,419.48 | |||||
| Ameriprise ROTH IRA (Wife) | $841.92 | |||||
| T. Rowe Price 401K (Chuck) | $57,853.56 | |||||
| T. Rowe Price 401K (Wife) | $17,421.43 | |||||
| RETIREMENT TOTAL | $92,536.39 | $20,054.79 | 27.67% | |||
| House Value (Zestimate) | $331,500.00 | |||||
| Car Value (Edmunds.com) | $6,868.00 | |||||
| SUV Value (Edmunds.com) | $22,428.00 | |||||
| MISC TOTAL | $360,796.00 | $14,473.00 | 4.18% | |||
| TOTAL ASSETS | $481,840.89 | $34,023.18 | 7.60% | |||
| DEBTS | $ DIFF | % DIFF | ||||
| Countrywide Mortgage(6.75%) | $255,075.15 | |||||
| MORTGAGE TOTAL | $255,075.15 | -$523.67 | -0.20% | |||
| AES Student Loan (3.625%) | $2,189.10 | |||||
| ACS Student Loan (3.75%) | $2,308.02 | |||||
| Great Lakes Student Loan (3.25%) | $43,870.78 | |||||
| Honda Financial Services | $11,722.33 | |||||
| LOAN TOTAL | $60,090.23 | $57,901.13 | 2644.97% | |||
| BOA MC (0%) | $6,977.72 | |||||
| BOA NEA (0%) | $14,398.24 | |||||
| BOA NEA 2 (0%) | $16,302.50 | |||||
| Citi Upromise (0%) | $10,966.95 | |||||
| CREDIT CARD TOTAL | $48,645.41 | $16,000.32 | 49.01% | |||
| TOTAL DEBTS | $363,810.79 | $73,377.78 | 25.26% | |||
| NET WORTH | $118,030.10 | -$39,354.60 | -25.01% | |||
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Hi there, sorry, but did I read that one line correctly about $48,000 in CC debt?
Hi There – New to your site. How come you didn’t include your car loan and wife’s loan into the equation in the first place?
Also, I wrote extensively on how “Your Net Worth Is an Illusion” if one includes all the illiquid assets ie housing. Best, to strip that out too imo, so one doesn’t get too comfortable.
Hope to see you over at Financial Samurai!
Best