Net Worth Statement – November 2011 (+3.94%)

Posted November 5, 2011 by Chuck Posted in: Net Worth

Summary

The market took a pretty strong upswing this month accounting for a decent jump. We also decided to move our savings over from DollarSavingsDirect to American Express HYS. DSD has been underperforming APY wise for about a year now and their web interface leaves much to be desired.

Monthly Goals

With Christmas coming up I would like to built up the cash reserves a bit to get ready for the inevitable holiday splurges. Also looking to close / consolidate some accounts in order to be able to manage them a bit more easily.

 


      Oct-11 Nov-11
  ASSETS    
    DollarSavingsDirect Savings (1.70% APY) $18,473.98 $0.00
    AMEX High Yield Savings (1.00% APY) $0.00 $9,100.00
    Schwab Investor Checking (0.25% APY) $6,079.35 $16,516.00
    CASH TOTAL $24,553.33 $25,616.00
    Treasury Direct $3,044.10 $3,066.38
    Employee Stock Holdings $1,777.64 $1,777.64
    STOCKS & BONDS TOTAL $4,821.74 $4,844.02
    Ameriprise ROTH IRA (Chuck) $18,040.94 $19,253.00
    Ameriprise ROTH IRA (Wife) $1,005.33 $1,063.00
    T. Rowe Price 401K (Chuck) $67,097.59 $75,722.00
    Vanguard 401K (Wife) $44,142.14 $47,968.00
    RETIREMENT TOTAL $130,286.00 $144,006.00
    House Value (Zestimate) $329,000.00 $329,000.00
    Car Value (Edmunds.com) $4,388.00 $4,388.00
    SUV Value (Edmunds.com) $15,688.00 $15,688.00
    MISC TOTAL $349,076.00 $349,076.00
  TOTAL ASSETS $508,737.07 $523,542.02
         
  DEBTS    
    Citi Mortgage (4.875%) $253,251.85 $252,781.00
    MORTGAGE TOTAL $253,251.85 $252,781.00
    AES Student Loan (3.625%) $1,011.31 $961.00
    ACS Student Loan (3.75%) $1,481.82 $1,372.00
    Great Lakes Student Loan (3.25%) $40,885.73 $40,723.00
    Honda Financial Services (2.9%) $5,395.03 $5,119.00
    LOAN TOTAL $48,773.89 $48,175.00
    BOA NEA (8.24%) $11,318.45 $11,205.00
    BOA NEA 2 (8.24%) $12,814.41 $12,681.00
    CREDIT CARD TOTAL $24,132.86 $23,886.00
  TOTAL DEBTS $326,158.60 $324,842.00
         
  NET WORTH $182,578.47 $198,700.02

NetWorth





Comments are closed.


Subscribe To The Finance Journey!

  RSS Feed  (what is this?)

  or Subscribe Via Email:

Retirement Savings
$57,919.77

Non-Retirement Savings
$43,749.52