Taxable Accounts:

$798.17 – Liquid Savings – 3.55% APY HSBC Savings Account
$15,462.97 – Savings – 4.0% APY Countrywide Savings Account
$3,790.75 – Checking – 2.2% APY Schwabb Investor Checking Account
$15,996.41 – Stocks – Misc. Direct Investments
$4,749.73 – Stocks – Ameritrade Izone
$3,508.85 – Stocks – Zecco
$2,710.08 – Bonds – TreasuryDirect

$46,986.96 TOTAL

Retirement Savings:

$17,911.94 – ROTH IRA – Vanguard
$1,318.61 – ROTH IRA – Scottrade
$61,604.60 – 401K – T. Rowe Price

$80,835.15 TOTAL

Debts

$2,849.05 – Student Loan – AES (3.625%)
$3,819.00 – Credit Card BT – Chase (0%)
$16,776.28 – Credit Card BT – BOA NEA (0%)
$6,916.18 – Credit Card BT – Juniper (0%)
$4,636.82 – Credit Card BT – Bank Atlantic (0%)
$19,114.00 – Credit Card BT – Upromise (0%)

$54,101.33 TOTAL

Housing / Automobiles

$263,111.38 – Mortgage – Countrywide
$339,500.00 – Approximate Home Value
$8,774.00 – Approximate Car Value – Edmunds.com

$85,162.62 – TOTAL (Approximate Equity)

Networth Breakdown

Summary

I was actually a bit relived to see a positive number this month. My wife switched jobs recently, and there was a problem with her first paycheck (which is a monthly check) so we were missing her income for the whole month. That is why you see such a big dip in the cash reserves, and also made me glad I had those emergency funds.

Luckily the market has been pretty even this month, and I was able to rack up some gains in my 401k which pushed up the net worth.

Monthly Goals

Hopefully the paycheck issues will be sorted out this month so we will replenish our cash reserves. Other than that I think we have a chance to work some more towards our financial goals for the year rather than just staying stagnant like we did this month.

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