Net Worth Statement - July 3 2007

Posted July 3, 2007 by Chuck Posted in: Net Worth

Taxable Accounts:

$9,553.64 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,350.43 - Stocks - Misc. Direct Investments
$6,165.34 - Stocks - Ameritrade Izone
$3,199.64 - Stocks - Zecco
$2,605.46 - Bonds - TreasuryDirect

$36,874.51 TOTAL

Retirement Savings:

$16,831.13 - ROTH IRA - Vanguard
$1,617.89 - ROTH IRA - Scottrade
$47,312.67 - 401K - T. Rowe Price

$65,761.69 TOTAL

Debts

$3,262.25 - Student Loan - AES (3.625%)
$6,794.00 - Credit Card BT - Discover (0%)
$7,110.00 - Credit Card BT - Citi (0%)

$17,166.25 TOTAL

Housing / Automobiles

$268,232.46 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,849.00 - Approximate Car Value - Edmunds.com

$82,319.47 - TOTAL (Approximate Equity)

Networth Breakdown

Assets $ Diff % Diff
Cash $9,554 ($276) -2.81
Stocks $24,715 ($395) -1.57 %
Bonds $2,605 $0 0.00 %
Retirement $65,762 $1,256 1.95 %
Home $339,500 $0 0.00 %
Cars $10,849 ($253) -2.28 %
Total Assets $452,985 $332 0.07 %
       
Debts $ Diff % Diff
Home Mortgage(s) $268,232 ($450) -0.17 %
Student Loans $3,262 ($42) -1.26 %
Credit Card $13,904 ($389) -2.72 %
Total Debts $285,398 ($880) -0.31 %
 
Net Worth $167,587 $1,212 0.73 %

NetWorth

Summary

Another stagnent month. Stock market being down hurt my totals, I did put $500 into my ROTH which only ended up with a $300 increase for the month which is somewhat disappointing. I’m sure it will bounce back though.

I also had a few expected and unexpected expenses. Had to purchase a new suit as my old one which I had for about 8 years was deteriorating rapidly. Also had to pay my 6 month auto insurance bill which is always a downer. Plus my car worth dropped considerably this month according to Edmunds.

Monthly Goals

It looks like I’m going to need new tires for my car this month which should be a decent chunk of change (I probably will write a post on this when the time comes). No other real plans for now, just stay the course.







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