Net Worth Statement - July 3 2007
Net Worth
Taxable Accounts:
$9,553.64 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,350.43 - Stocks - Misc. Direct Investments
$6,165.34 - Stocks - Ameritrade Izone
$3,199.64 - Stocks - Zecco
$2,605.46 - Bonds - TreasuryDirect
$36,874.51 TOTAL
Retirement Savings:
$16,831.13 - ROTH IRA - Vanguard
$1,617.89 - ROTH IRA - Scottrade
$47,312.67 - 401K - T. Rowe Price
$65,761.69 TOTAL
Debts
$3,262.25 - Student Loan - AES (3.625%)
$6,794.00 - Credit Card BT - Discover (0%)
$7,110.00 - Credit Card BT - Citi (0%)
$17,166.25 TOTAL
Housing / Automobiles
$268,232.46 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,849.00 - Approximate Car Value - Edmunds.com
$82,319.47 - TOTAL (Approximate Equity)
Networth Breakdown
| Assets | $ Diff | % Diff | |
| Cash | $9,554 | ($276) | -2.81 |
| Stocks | $24,715 | ($395) | -1.57 % |
| Bonds | $2,605 | $0 | 0.00 % |
| Retirement | $65,762 | $1,256 | 1.95 % |
| Home | $339,500 | $0 | 0.00 % |
| Cars | $10,849 | ($253) | -2.28 % |
| Total Assets | $452,985 | $332 | 0.07 % |
| Debts | $ Diff | % Diff | |
| Home Mortgage(s) | $268,232 | ($450) | -0.17 % |
| Student Loans | $3,262 | ($42) | -1.26 % |
| Credit Card | $13,904 | ($389) | -2.72 % |
| Total Debts | $285,398 | ($880) | -0.31 % |
| Net Worth | $167,587 | $1,212 | 0.73 % |

Summary
Another stagnent month. Stock market being down hurt my totals, I did put $500 into my ROTH which only ended up with a $300 increase for the month which is somewhat disappointing. I’m sure it will bounce back though.
I also had a few expected and unexpected expenses. Had to purchase a new suit as my old one which I had for about 8 years was deteriorating rapidly. Also had to pay my 6 month auto insurance bill which is always a downer. Plus my car worth dropped considerably this month according to Edmunds.
Monthly Goals
It looks like I’m going to need new tires for my car this month which should be a decent chunk of change (I probably will write a post on this when the time comes). No other real plans for now, just stay the course.
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I don’t know what car you drive, but consider General UHP tires, they’re great and uber cheap for the performance. I have it on my 98 bmw.