Summary

The end of the year brought a little joy to my plummeting net worth. I was able to stock up some cash reserves this month (though some of that will be eaten away by the upcoming property tax bill). I also switch over my savings account from Countrywide to DollarSavingsDirect. The rate at Countrywide fell all the way to 2.4% and I decided to make the switch since Dollar was offering 4%.

Loyal readers may also notice I have changed the format of my net worth update. I did this so that its easier to read, easier for me to track and update, and falls more in line with the overall design of the site. I hope you find it less cluttered.

Monthly Goals

I have been watching the mortgage rates closely to see where they are going to fall to. I failed to pull the trigger last week when they were 4.5% with no points at IndyMac and they have risen since then. I am hoping they make it down there again so I can refi.

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