Net Worth Statement - February 1 2007

Posted February 1, 2007 by Chuck Posted in:

Net Worth

This month I am going to start a more detailed net worth calculation by including some additional information - housing and automobiles most notably. I am also going to try to start including more charts as well.

Taxable Accounts:

$9,851.29 - Liquid Savings - 5.05% APY HSBC Savings Account
$14,663.18 - Stocks - Misc. Direct Investments
$5,764.54 - Stocks - Ameritrade Izone
$706.87 - Stocks - Scottrade
$3,686.24 - Stocks - Zecco
$2,554.00 - Bonds - TreasuryDirect

$37,226.12 TOTAL

Retirement Savings:

$14,933.16 - ROTH IRA - Vanguard
$2,301.23 - ROTH IRA - Scottrade
$37,775.54 - 401K - T. Rowe Price

$55,009.93 TOTAL

Debts

$3,469.04 - Student Loan - AES (3.625%)
$7,673.00 - Credit Card BT - Discover (0%)
$7,781.00 - Credit Card BT - Citi (0%)

$18,923.04 TOTAL

Housing / Automobiles

$270,656.67 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$11,130.00 - Approximate Car Value - Edmunds.com

$69,243.33 - TOTAL (Approximate Equity)

Networth Breakdown

Assets		$ Diff	% Diff
Cash	$9,851	($1,750)	-15.08 %
Stocks	$24,819	$2,333	10.38 %
Bonds	$2,554	$0	0.00 %
Retirement	$55,009	$2,967	5.70 %
Home	$339,500	$0	0.00 %
Cars	$11,130	($330)	-2.88 %
Total Assets	$442,863	$3,220	0.73 %

Debts		$ Diff	% Diff
Home Mortgage(s)	$270,656	($238)	-0.09 %
Student Loans	$3,469	($40)	-1.14 %
Credit Card	$15,454	($157)	-1.01 %
Total Debts	$289,579	($435)	-0.15 %

Net Worth	$153,284	$3,655	2.44 %

NetWorth

Summary

Still recovering from the holidays and my dreaded property tax bill. Did manage to put $1000 into my ROTH IRA over at Vanguard and some additional funds to my Zecco account which I’m not 100% sure what I’m going to do with.

Monthly Goals

Finish my taxes is number 1. According to my initial calculations I should be getting a pretty hefty refund back ($2000+) so I want to get that in as soon as possible. It seems like every year I bump up my exemptions and still end up with a huge surplus.