Net Worth Statement – December 3 2007
Net Worth
Taxable Accounts:
$2,331.07 – Liquid Savings – 4.50% APY HSBC Savings Account
$25,128.31 – Savings – 5.30% APY Countrywide Savings Accounts
$15,731.53 – Stocks – Misc. Direct Investments
$5,861.64 – Stocks – Ameritrade Izone
$2,657.18 – Stocks – Zecco
$2,647.58 – Bonds – TreasuryDirect
$54,357.31 TOTAL
Retirement Savings:
$17,555.93 – ROTH IRA – Vanguard
$1,115.42 – ROTH IRA – Scottrade
$55,011.88 – 401K – T. Rowe Price
$73,683.23 TOTAL
Debts
$3,052.81 – Student Loan – AES (3.625%)
$4,308.00 – Credit Card BT – Chase(0%)
$17,816.28 – Credit Card BT – BOA NEA (0%)
$7,346.18 – Credit Card BT – Juniper (0%)
$19,793.00 – Credit Card BT – Upgromise (0%)
$52,316.27 TOTAL
Housing / Automobiles
$265,943.83 – Mortgage – Countrywide
$339,900.00 – Approximate Home Value
$9,988 – Approximate Car Value – Edmunds.com
$83,694.29 – TOTAL (Approximate Equity)
Networth Breakdown
| Assets | $ Diff | % Diff | |
| Cash | $27,459 | ($1,369) | -4.75 % |
| Stocks | $24,250 | ($1,338) | -5.23 % |
| Bonds | $2,648 | $22 | 0.84 % |
| Retirement | $73,683 | ($1,788) | -2.37 % |
| Home | $339,500 | $0 | 0.00 % |
| Cars | $9,988 | ($213) | -2.09 % |
| Total Assets | $477,528 | ($4,708) | -0.98 % |
| Debts | $ Diff | % Diff | |
| Home Mortgage(s) | $265,944 | ($463) | -0.17 % |
| Student Loans | $3,053 | ($42) | -1.36 % |
| Credit Card | $49,263 | ($641) | -1.28 % |
| Total Debts | $318,260 | ($1,146) | -0.36 % |
| Net Worth | $159,268 | ($3,562) | -2.19 % |

Summary
Yet another down month. The stock market didn’t treat me very well this month which is the major cause for the decline. I have been making some progress on my debts though which is at least slightly uplifting.
Monthly Goals
With the holidays this month it will be tough to make any advances. I will try my best but most likely will see another net worth decline barring a stock market surge.
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