Net Worth Statement – December 2011 (+2.14%)

Posted December 5, 2011 by Chuck Posted in:

Net Worth

Summary

Pretty even month overall. I was able to get all of our savings moved over to our new Amex account, and also build up the cash reserves a bit. The market was pretty neutral, so nothing much to report on that end.

Monthly Goals

We have a large home improvement project that just hit out credit cards, so we won’t have to pay that until January. But between that and Christmas I expect a pretty hefty bill. Hoping to get the cash reserves up and avoid all unnecessary spending until then..

		Nov-11	Dec-11	MONTHLY
ASSETS				% DIFF
	AMEX High Yield Savings (1.00% APY)	$9,100.00	$18,110.41
	Schwab Investor Checking (0.25% APY)	$16,516.00	$10,188.27
	CASH TOTAL	$25,616.00	$28,298.68	10.47%
	Treasury Direct	$3,066.38	$3,066.38
	Employee Stock Holdings	$1,777.64	$1,777.64
	STOCKS & BONDS TOTAL	$4,844.02	$4,844.02	0.00%
	Ameriprise ROTH IRA (Chuck)	$19,253.00	$19,396.98
	Ameriprise ROTH IRA (Wife)	$1,063.00	$1,072.25
	T. Rowe Price 401K (Chuck)	$75,722.00	$75,298.18
	Vanguard 401K (Wife)	$47,968.00	$48,647.95
	RETIREMENT TOTAL	$144,006.00	$144,415.36	0.28%
	House Value (Zestimate)	$329,000.00	$329,000.00
	Car Value (Edmunds.com)	$4,388.00	$4,388.00
	SUV Value (Edmunds.com)	$15,688.00	$15,688.00
	MISC TOTAL	$349,076.00	$349,076.00	0.00%
TOTAL ASSETS		$523,542.02	$526,634.06	0.59%

DEBTS				% DIFF
	Citi Mortgage (4.875%)	$252,781.00	$252,329.32
	MORTGAGE TOTAL	$252,781.00	$252,329.32	-0.18%
	AES Student Loan (3.625%)	$961.00	$912.19
	ACS Student Loan (3.75%)	$1,372.00	$1,372.65
	Great Lakes Student Loan (3.25%)	$40,723.00	$40,571.42
	Honda Financial Services (2.9%)	$5,119.00	$4,844.86
	LOAN TOTAL	$48,175.00	$47,701.12	-0.98%
	BOA NEA (8.24%)	$11,205.00	$11,089.17
	BOA NEA 2 (8.24%)	$12,681.00	$12,561.33
	CREDIT CARD TOTAL	$23,886.00	$23,650.50	-0.99%
TOTAL DEBTS		$324,842.00	$323,680.94	-0.36%

NET WORTH		$198,700.02	$202,953.12	2.14%