Net Worth Statement – December 1 2009 (-2.00%)
Posted December 1, 2009 by Chuck
Posted in: 
Net Worth
Net Worth
Summary
Well my cash reserves finally took a hit from the large school tax bill I paid the previous month. We also took a big hit from the value of our SUV – I think I did not input the specs in correctly last month as that number seemed high to me, so hopefully its correct going forward.
On the plus side, I was finally able to refinance our home loan down to 4.875% thought it does not take effect until next month. Pretty happy about that since our rate was probably about the highest it had been in the last 6 years or so.
Monthly Goals
Rebuild the cash reserves. They are much lower than I am comfortable with right now. Would also be nice to keep the holiday shopping under control.
| Dec-09 | ||||||
| ASSETS | $ DIFF | % DIFF | ||||
| HSBC Savings Account (1.45% APY) | $145.58 | |||||
| DollarSavingsDirect Savings (1.70% APY) | $10,643.93 | |||||
| Schwab Investor Checking (0.75% APY) | $8,285.91 | |||||
| CASH TOTAL | $19,075.42 | -$3,581.41 | -15.81% | |||
| Treasury Direct | $2,860.04 | |||||
| BONDS TOTAL | $2,860.04 | $9.60 | 0.34% | |||
| Ameriprise ROTH IRA (Chuck) | $17,371.86 | |||||
| Ameriprise ROTH IRA (Wife) | $841.95 | |||||
| T. Rowe Price 401K (Chuck) | $60,156.68 | |||||
| T. Rowe Price 401K (Wife) | $18,904.00 | |||||
| RETIREMENT TOTAL | $97,274.49 | $3,454.59 | 3.68% | |||
| House Value (Zestimate) | $334,500.00 | |||||
| Car Value (Edmunds.com) | $6,679.00 | |||||
| SUV Value (Edmunds.com) | $21,651.00 | |||||
| MISC TOTAL | $362,830.00 | -$3,295.00 | -0.90% | |||
| TOTAL ASSETS | $482,039.95 | -$3,412.22 | -0.70% | |||
| DEBTS | $ DIFF | % DIFF | ||||
| Countrywide Mortgage(6.75%) | $254,548.53 | |||||
| MORTGAGE TOTAL | $254,548.53 | $0.00 | 0.00% | |||
| AES Student Loan (3.625%) | $2,144.09 | |||||
| ACS Student Loan (3.75%) | $2,209.18 | |||||
| Great Lakes Student Loan (3.25%) | $43,417.56 | |||||
| Honda Financial Services | $11,212.44 | |||||
| LOAN TOTAL | $58,983.27 | -$707.82 | -1.19% | |||
| BOA MC (0%) | $6,828.40 | |||||
| BOA NEA (0%) | $14,099.36 | |||||
| BOA NEA 2 (0%) | $15,967.70 | |||||
| Citi Upromise (0%) | $10,735.85 | |||||
| CREDIT CARD TOTAL | $47,631.31 | -$233.23 | -0.49% | |||
| TOTAL DEBTS | $361,163.11 | -$941.05 | -0.26% | |||
| NET WORTH | $120,876.84 | -$2,471.17 | -2.00% | |||
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Nice blog, monitoring your financial activities in a graph.
Mike – I designed this myself, its not from a template.
Where did you get your blog layout from? I’d like to get one like it for my blog.