Net Worth Statement - August 1 2008 (+2.93%)
Net Worth
Taxable Accounts:
$636.24 - Liquid Savings - 3.55% APY HSBC Savings Account
$15,555.67 - Savings - 4.0% APY Countrywide Savings Account
$8,700.56 - Checking - 2.2% APY Schwabb Investor Checking Account
$15,865.52 - Stocks - Misc. Direct Investments
$4,285.10 - Stocks - Ameritrade Izone
$3,118.44 - Stocks - Zecco
$2,711.46 - Bonds - TreasuryDirect
$50,872.99 TOTAL
Retirement Savings:
$16,560.20 - ROTH IRA - Vanguard
$1,088.03 - ROTH IRA - Scottrade
$57,937.39 - 401K - T. Rowe Price
$75,585.62 TOTAL
Debts
$2,762.89 - Student Loan - AES (3.625%)
$3,669.00 - Credit Card BT - Chase (0%)
$16,443.28 - Credit Card BT - BOA NEA (0%)
$6,818.18 - Credit Card BT - Juniper (0%)
$4,544.56 - Credit Card BT - Bank Atlantic (0%)
$18,268.00 - Credit Card BT - Upromise (0%)
$52,505.91 TOTAL
Housing / Automobiles
$262,145.84 - Mortgage - Countrywide
$339,500.00 - Approximate Home Value
$8,640.00 - Approximate Car Value - Edmunds.com
$85,994.16 - TOTAL (Approximate Equity)
Networth Breakdown
| Assets | $ Diff | % Diff | |
| Cash | $24,892 | $2,311 | 10.23 % |
| Stocks | $23,269 | $1,454 | 6.67 % |
| Bonds | $2,711 | $1 | 0.04 % |
| Retirement | $75,586 | ($245) | -0.32 % |
| Home | $339,500 | $0 | 0.00 % |
| Cars | $8,640 | ($133) | -1.52 % |
| Total Assets | $474,598 | $3,388 | 0.72 % |
| Debts | $ Diff | % Diff | |
| Home Mortgage(s) | $262,146 | ($484) | -0.18 % |
| Student Loans | $2,763 | ($43) | -1.53 % |
| Credit Card | $49,743 | ($633) | -1.26 % |
| Total Debts | $314,652 | ($1,160) | -0.37 % |
| Net Worth | $159,946 | $4,548 | 2.93 % |

Summary
I was able to store up some cash reserves this month as well as pay off some debt. The stock market continues its recent struggles though somehow I did manage to have a positive month there.
Monthly Goals
I have my school taxes due in September so I have been trying to build up some cash reserves so it does not take too big of a hit on my savings. Hopefully that can continue this month. I would also like to pay off as much debt as possible since some of these 0% credit cards expire this month.
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Are the interest rates listed under your taxable accounts current? I have a Countrywide SavingsLink account, and I haven’t gotten 4.0% APY for a while.
Yea you got me on that… I haven’t updated the interest rates on my savings accounts in a few months. Need to fix those for next months update.