Archive for the 'Net Worth' Category

Taxable Accounts:

$796.20 - Liquid Savings - 3.55% APY HSBC Savings Account
$15,412.98 - Savings - 4.25% APY Countrywide Savings Account
$8,279.05 - Checking - 3.01% APY Schwabb Investor Checking Account
$15,466.10 - Stocks - Misc. Direct Investments
$4,959.67 - Stocks - Ameritrade Izone
$3,663.04 - Stocks - Zecco
$2,700.12 - Bonds - TreasuryDirect

$51,250.16 TOTAL

Retirement Savings:

$17,462.75 - ROTH IRA - Vanguard
$1,145.31 - ROTH IRA - Scottrade
$58,513.16 - 401K - T. Rowe Price

$77,121.22 TOTAL

Debts

$2,892.08 - Student Loan - AES (3.625%)
$3,896.00 - Credit Card BT - Chase (0%)
$16,945.28 - Credit Card BT - BOA NEA (0%)
$6,986.18 - Credit Card BT - Juniper (0%)
$4,683.65 - Credit Card BT - Bank Atlantic (0%)
$19,114.00 - Credit Card BT - Upromise (0%)

$54,517.19 TOTAL

Housing / Automobiles

$263,590.10 - Mortgage - Countrywide
$339,500.00 - Approximate Home Value
$8,829.00 - Approximate Car Value - Edmunds.com

$84,738.90 - TOTAL (Approximate Equity)

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Taxable Accounts:

$1,791.06 - Liquid Savings - 3.55% APY HSBC Savings Account
$15,310.77 - Savings - 4.25% APY Countrywide Savings Account
$3,215.48 - Checking - 3.01% APY Schwabb Investor Checking Account
$14,893.49 - Stocks - Misc. Direct Investments
$5,256.05 - Stocks - Ameritrade Izone
$3,474.02 - Stocks - Zecco
$2,663.50 - Bonds - TreasuryDirect

$46,604.37 TOTAL

Retirement Savings:

$16,477.72 - ROTH IRA - Vanguard
$1,099.76 - ROTH IRA - Scottrade
$54,108.48 - 401K - T. Rowe Price

$71,685.96 TOTAL

Debts

$2,925.53 - Student Loan - AES (3.625%)
$4,056.00 - Credit Card BT - Chase(0%)
$17,288.28 - Credit Card BT - BOA NEA (0%)
$7,128.18 - Credit Card BT - Juniper (0%)
$4,778.73 - Credit Card BT - Bank Atlantic (0%)

$19,700.00 - Credit Card BT - Upromise (0%)

$55,873.72 TOTAL

Housing / Automobiles

$264,539.52 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$8,961 - Approximate Car Value - Edmunds.com

$84,321.48 - TOTAL (Approximate Equity)

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Taxable Accounts:

$7,478.24 - Liquid Savings - 3.25% APY HSBC Savings Account
$15,256.17 - Savings - 4.75% APY Countrywide Savings Accounts
$14,757.64 - Stocks - Misc. Direct Investments
$5,804.49 - Stocks - Ameritrade Izone
$2,645.91 - Stocks - Zecco
$2,658.54 - Bonds - TreasuryDirect

$48,600.99 TOTAL

Retirement Savings:

$16,689.18 - ROTH IRA - Vanguard
$1,046.96 - ROTH IRA - Scottrade
$52,605.87 - 401K - T. Rowe Price

$70,342.01 TOTAL

Debts

$2,968.00 - Student Loan - AES (3.625%)
$4,138.00 - Credit Card BT - Chase(0%)
$17,462.28 - Credit Card BT - BOA NEA (0%)
$7,200.18 - Credit Card BT - Juniper (0%)
$4,778.73 - Credit Card BT - Bank Atlantic (0%)

$20,000.00 - Credit Card BT - Upgromise (0%)

$56,547.19 TOTAL

Housing / Automobiles

$265,010.25 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$9,216.00 - Approximate Car Value - Edmunds.com

$84,105.75 - TOTAL (Approximate Equity)

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Taxable Accounts:

$2,035.63 - Liquid Savings - 4.50% APY HSBC Savings Account
$25,205.67 - Savings - 5.30% APY Countrywide Savings Accounts
$15,731.53 - Stocks - Misc. Direct Investments
$6,021.93 - Stocks - Ameritrade Izone
$2,825.68 - Stocks - Zecco
$2,657.44 - Bonds - TreasuryDirect

$54,477.88 TOTAL

Retirement Savings:

$17,556.69 - ROTH IRA - Vanguard
$1,022.50 - ROTH IRA - Scottrade
$55,859.95 - 401K - T. Rowe Price

$74,439.14 TOTAL

Debts

$3,010.32 - Student Loan - AES (3.625%)
$4,222.00 - Credit Card BT - Chase(0%)
$17,638.28 - Credit Card BT - BOA NEA (0%)
$7,273.18 - Credit Card BT - Juniper (0%)
$19,497.00 - Credit Card BT - Upgromise (0%)

$51,640.78 TOTAL

Housing / Automobiles

$265,478.35 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$9,464.00 - Approximate Car Value - Edmunds.com

$83,885.65 - TOTAL (Approximate Equity)

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Taxable Accounts:

$2,331.07 - Liquid Savings - 4.50% APY HSBC Savings Account
$25,128.31 - Savings - 5.30% APY Countrywide Savings Accounts
$15,731.53 - Stocks - Misc. Direct Investments
$5,861.64 - Stocks - Ameritrade Izone
$2,657.18 - Stocks - Zecco
$2,647.58 - Bonds - TreasuryDirect

$54,357.31 TOTAL

Retirement Savings:

$17,555.93 - ROTH IRA - Vanguard
$1,115.42 - ROTH IRA - Scottrade
$55,011.88 - 401K - T. Rowe Price

$73,683.23 TOTAL

Debts

$3,052.81 - Student Loan - AES (3.625%)
$4,308.00 - Credit Card BT - Chase(0%)
$17,816.28 - Credit Card BT - BOA NEA (0%)
$7,346.18 - Credit Card BT - Juniper (0%)
$19,793.00 - Credit Card BT - Upgromise (0%)

$52,316.27 TOTAL

Housing / Automobiles

$265,943.83 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$9,988 - Approximate Car Value - Edmunds.com

$83,694.29 - TOTAL (Approximate Equity)

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Taxable Accounts:

$3,806.66 - Liquid Savings - 5.05% APY HSBC Savings Account
$25,021.28 - Savings - 5.50% APY Countrywide Savings Accounts
$16,393.20 - Stocks - Misc. Direct Investments
$6,105.13 - Stocks - Ameritrade Izone
$3,089.63 - Stocks - Zecco
$2,647.58 - Bonds - TreasuryDirect

$57,063.48 TOTAL

Retirement Savings:

$18,111.93 - ROTH IRA - Vanguard
$1,306.73 - ROTH IRA - Scottrade
$56,051.88 - 401K - T. Rowe Price

$75,470.54 TOTAL

Debts

$3,094.84 - Student Loan - AES (3.625%)
$4,395.00 - Credit Card BT - Chase(0%)
$17,995.28 - Credit Card BT - BOA NEA (0%)
$7,420.18 - Credit Card BT - Juniper (0%)
$20,094.00 - Credit Card BT - Upgromise (0%)

$52,999.30 TOTAL

Housing / Automobiles

$266,406.71 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,201.00 - Approximate Car Value - Edmunds.com

$83,694.29 - TOTAL (Approximate Equity)

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Taxable Accounts:

$32,476.06 - Liquid Savings - 5.05% APY HSBC Savings Account
$16,416.72 - Stocks - Misc. Direct Investments
$5,772.37 - Stocks - Ameritrade Izone
$3,067.39 - Stocks - Zecco
$2,625.52 - Bonds - TreasuryDirect

$60,358.06 TOTAL

Retirement Savings:

$17,559.20 - ROTH IRA - Vanguard
$1,369.42 - ROTH IRA - Scottrade
$52,575.18 - 401K - T. Rowe Price

$71,503.80 TOTAL

Debts

$3,137.06 - Student Loan - AES (3.625%)
$4,484.00 - Credit Card BT - Chase(0%)
$18,176.28 - Credit Card BT - BOA NEA (0%)
$7,495.18 - Credit Card BT - Juniper (0%)
$20,400.00 - Credit Card BT - Upgromise (0%)

$53,692.52 TOTAL

Housing / Automobiles

$266,866.99 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,380.00 - Approximate Car Value - Edmunds.com

$83,413.01 - TOTAL (Approximate Equity)

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Taxable Accounts:

$35,015.16 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,919.44 - Stocks - Misc. Direct Investments
$5,689.86 - Stocks - Ameritrade Izone
$2,934.27 - Stocks - Zecco
$2,611.74 - Bonds - TreasuryDirect

$62,170.47 TOTAL

Retirement Savings:

$16,816.75 - ROTH IRA - Vanguard
$1,522.11 - ROTH IRA - Scottrade
$49,795.59 - 401K - T. Rowe Price

$68,134.45 TOTAL

Debts

$3,178.81 - Student Loan - AES (3.625%)
$4,575.00 - Credit Card BT - Discover (0%)
$18,359.28- Credit Card BT - BOA NEA (0%)
$20,400.00 - Credit Card BT - Upgromise (0%)

$46,513.09 TOTAL

Housing / Automobiles

$267,324.71 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,588.00 - Approximate Car Value - Edmunds.com

$83,163.29 - TOTAL (Approximate Equity)

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Taxable Accounts:

$8,799.41 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,380.75 - Stocks - Misc. Direct Investments
$5,659.35 - Stocks - Ameritrade Izone
$2,883.03 - Stocks - Zecco
$2,605.46 - Bonds - TreasuryDirect

$35,328.00 TOTAL

Retirement Savings:

$16,496.58 - ROTH IRA - Vanguard
$1,492.28 - ROTH IRA - Scottrade
$47,853.92 - 401K - T. Rowe Price

$65,842.78 TOTAL

Debts

$3,220.43 - Student Loan - AES (3.625%)
$6,658.00 - Credit Card BT - Discover (0%)
$7,110.00 - Credit Card BT - Citi (0%)

$16,988.43 TOTAL

Housing / Automobiles

$267,779.86 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,774.00 - Approximate Car Value - Edmunds.com

$82,894.14 - TOTAL (Approximate Equity)

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Since we are not half way through the year I thought I would do a 6 month checkup to see my progress so far in 2007.

Performance

My 401k is my strongest gain, increasing over 11k in the past 6 months. This is partly due to my paycheck contributions of which I contribute pretty close to the maximum allowed ($15,500 for 2007). Also my investments themselves increased 8.90% over this time period as well.

My other investments are a little deceiving because I moved some money around between accounts, and also added some. Overall the performance hasn’t been that great this year. I had a few loser stocks bringing down my portfolio which hopefully will turn around.

Just making minimum payments on my 0% credit cards and low interest student loan have taken a decent chunk out of them. Though I’m not really concerned with paying these off as I plan to transfer to another 0% credit card.

Overall my net worth increased 12% since January which I am obviously very happy with. I’m pretty sure I can’t continue at this pace but it would certainly be nice.

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Taxable Accounts:

$9,553.64 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,350.43 - Stocks - Misc. Direct Investments
$6,165.34 - Stocks - Ameritrade Izone
$3,199.64 - Stocks - Zecco
$2,605.46 - Bonds - TreasuryDirect

$36,874.51 TOTAL

Retirement Savings:

$16,831.13 - ROTH IRA - Vanguard
$1,617.89 - ROTH IRA - Scottrade
$47,312.67 - 401K - T. Rowe Price

$65,761.69 TOTAL

Debts

$3,262.25 - Student Loan - AES (3.625%)
$6,794.00 - Credit Card BT - Discover (0%)
$7,110.00 - Credit Card BT - Citi (0%)

$17,166.25 TOTAL

Housing / Automobiles

$268,232.46 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,849.00 - Approximate Car Value - Edmunds.com

$82,319.47 - TOTAL (Approximate Equity)

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Taxable Accounts:

$9,830.44 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,716.00 - Stocks - Misc. Direct Investments
$6,196.08 - Stocks - Ameritrade Izone
$3,197.87 - Stocks - Zecco
$2,605.18 - Bonds - TreasuryDirect

$37,545.59 TOTAL

Retirement Savings:

$16,519.26 - ROTH IRA - Vanguard
$1,577.63 - ROTH IRA - Scottrade
$46,409.50 - 401K - T. Rowe Price

$64,506.39 TOTAL

Debts

$3,303.59 - Student Loan - AES (3.625%)
$7,075.00 - Credit Card BT - Discover (0%)
$7,218.00 - Credit Card BT - Citi (0%)

$17,596.59 TOTAL

Housing / Automobiles

$268,682.53 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$11,102.00 - Approximate Car Value - Edmunds.com

$82,319.47 - TOTAL (Approximate Equity)

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Taxable Accounts:

$13,193.61 - Liquid Savings - 5.05% APY HSBC Savings Account
$15,022.52 - Stocks - Misc. Direct Investments
$5,968.07 - Stocks - Ameritrade Izone
$3,168.87 - Stocks - Zecco
$2,595.48 - Bonds - TreasuryDirect

$39,948.55 TOTAL

Retirement Savings:

$15,520.31 - ROTH IRA - Vanguard
$2,161.92 - ROTH IRA - Scottrade
$43,556.03 - 401K - T. Rowe Price

$61,238.26 TOTAL

Debts

$3,345.15 - Student Loan - AES (3.625%)
$7,220.00 - Credit Card BT - Discover (0%)
$7,438.00 - Credit Card BT - Citi (0%)

$18,003.15 TOTAL

Housing / Automobiles

$269,130.08 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$10,978.00 - Approximate Car Value - Edmunds.com

$81,747.92- TOTAL (Approximate Equity)

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Taxable Accounts:

$8,039.31 - Liquid Savings - 5.05% APY HSBC Savings Account
$14,271.88 - Stocks - Misc. Direct Investments
$6,081.31 - Stocks - Ameritrade Izone
$2,938.26 - Stocks - Zecco
$2,573.22 - Bonds - TreasuryDirect

$33,903.98 TOTAL

Retirement Savings:

$14,978.83 - ROTH IRA - Vanguard
$2,139.51 - ROTH IRA - Scottrade
$40,018.73 - 401K - T. Rowe Price

$57,173.07 TOTAL

Debts

$3,386.22 - Student Loan - AES (3.625%)
$7,368.00 - Credit Card BT - Discover (0%)
$7,438.00 - Credit Card BT - Citi (0%)

$18,192.22 TOTAL

Housing / Automobiles

$269,575.14 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$11,079.00 - Approximate Car Value - Edmunds.com

$81,403.86 - TOTAL (Approximate Equity)

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Taxable Accounts:

$8,862.65 - Liquid Savings - 5.05% APY HSBC Savings Account
$14,081.16 - Stocks - Misc. Direct Investments
$5,814.55 - Stocks - Ameritrade Izone
$3,006.56 - Stocks - Zecco
$2,559.82 - Bonds - TreasuryDirect

$34,324.74 TOTAL

Retirement Savings:

$14,783.11 - ROTH IRA - Vanguard
$2,203.73 - ROTH IRA - Scottrade
$38,379.63 - 401K - T. Rowe Price

$55,366.47 TOTAL

Debts

$3,428.24 - Student Loan - AES (3.625%)
$7,665.00 - Credit Card BT - Discover (0%)
$7,519.00 - Credit Card BT - Citi (0%)

$18,612.24 TOTAL

Housing / Automobiles

$270,017.51 - Mortgage - Countrywide
$339,900.00 - Approximate Home Value
$11,065.00 - Approximate Car Value - Edmunds.com

$80,974.49 - TOTAL (Approximate Equity)

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