Summary

After deciding to keep closer track of my budget this year, I setup some budget tracking in my primary financial software – Yodlee. Since this is my first month I wasn’t really sure how realistic some of these numbers were so might need to do some tweaking.

We were $345.40 over budget this month. The majority of that came from 4 categories.

• Restaurants/Dining ($277.34) – We went WAY overboard with eating out this month. Something I think we really need to work on in the coming months. It certainly adds up quickly.
• Loans ($109.58) – We had a quarterly student loan payment due this month. That number should average out throughout the year.
• Gasoline/Fuel ($87.77) – This number may need to be readjusted depending on how the next few months go. Not much we can do here… still need to drive to work
• Personal Spending ($86.54) – Slightly overspent here. This is another area that will require some discipline to keep in check.

Other than the restaurant spending I’m pretty pleased with the first months budget. I think as we continue to watch and stick to it we will be closer to our goal. The complete numbers are below:

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