Archive for July, 2010

Net Worth Statement – July 1 2010 (-1.20%)

Posted July 1, 2010 by Chuck Posted in:

Net Worth

Summary

Another slightly down month here. Our water heater broke unexpectedly which accounts for the lack of progress so far. It was also a down month in the stock market too which has been the case the last few.

Monthly Goals

Still would like to get a little more padding in our liquid savings. Also have a few home improvement expenses coming up so am hoping to cut back in some other areas to prepare for those.

		Jun-10	Jul-10	MONTHLY	MONTHLY
ASSETS				$ DIFF	% DIFF
	DollarSavingsDirect Savings (1.70% APY)	$16,045.90	$16,060.66
	Schwab Investor Checking (0.75% APY)	$9,713.18	$7,765.67
	CASH TOTAL	$25,759.08	$23,826.33	-$1,932.75	-7.50%
	Treasury Direct	$2,911.46	$2,911.96
	BONDS TOTAL	$2,911.46	$2,911.96	$0.50	0.02%
	Ameriprise ROTH IRA (Chuck)	$17,080.93	$16,880.26
	Ameriprise ROTH IRA (Wife)	$1,038.90	$1,001.40
	T. Rowe Price 401K (Chuck)	$62,825.25	$60,858.64
	T. Rowe Price 401K (Wife)	$25,459.80	$26,168.90
	RETIREMENT TOTAL	$106,404.88	$104,909.20	-$1,495.68	-1.41%
	House Value (Zestimate)	$334,500.00	$334,500.00
	Car Value (Edmunds.com)	$6,485.00	$6,328.00
	SUV Value (Edmunds.com)	$22,093.00	$22,615.00
	MISC TOTAL	$363,078.00	$363,443.00	$365.00	0.10%
TOTAL ASSETS		$498,153.42	$495,090.49	-$3,062.93	-0.61%

DEBTS				$ DIFF	% DIFF
	Citi Mortgage (4.875%)	$260,368.93	$259,937.51
	MORTGAGE TOTAL	$260,368.93	$259,937.51	-$431.42	-0.17%
	AES Student Loan (3.625%)	$1,869.82	$1,730.98
	ACS Student Loan (3.75%)	$2,007.77	$2,007.77
	Great Lakes Student Loan (3.25%)	$43,253.98	$43,098.99
	Honda Financial Services (2.9%)	$9,668.34	$9,408.59
	LOAN TOTAL	$56,799.91	$56,246.33	-$553.58	-0.97%
	BOA MC (0%)	$2,903.78	$2,873.04
	BOA NEA (0%)	$13,280.12	$13,148.20
	BOA NEA 2 (0%)	$15,033.40	$14,894.16
	Citi Upromise (0%)	$10,119.07	$10,016.07
	CREDIT CARD TOTAL	$41,336.37	$40,931.47	-$404.90	-0.98%
TOTAL DEBTS		$358,505.21	$357,115.31	-$1,389.90	-0.39%

NET WORTH		$139,648.21	$137,975.18	-$1,673.03	-1.20%