Archive for June, 2010

Net Worth Statement – June 1 2010 (-3.21%)

Posted June 1, 2010 by Chuck Posted in:

Net Worth

Summary

Pretty bad month in the market which accounted for my net worth downfall. Our retirement accounts went down 6.78% in May. Personally I’m not really too concerned about that.

I was able to put some money in our savings account, but overall the rest of our accounts were pretty much stagnant.

Monthly Goals

We went on our yearly vacation last month so there will be some bills to pay off from that. I am hoping to keep expenses down this month to account for that. I would also like to build up our liquid savings a little more over the next month or 2.

		May-10	Jun-10
INCOME				$ DIFF	% DIFF
	DollarSavingsDirect Savings (1.70% APY)	$12,630.17	$16,045.90
	Schwab Investor Checking (0.75% APY)	$11,277.80	$9,713.18
	CASH TOTAL	$23,907.97	$25,759.08	$1,851.11	7.74%
	Treasury Direct	$2,900.54	$2,911.46
	BONDS TOTAL	$2,900.54	$2,911.46	$10.92	0.38%
	Ameriprise ROTH IRA (Chuck)	$18,223.48	$17,080.93
	Ameriprise ROTH IRA (Wife)	$1,110.45	$1,038.90
	T. Rowe Price 401K (Chuck)	$68,038.35	$62,825.25
	T. Rowe Price 401K (Wife)	$26,774.19	$25,459.80
	RETIREMENT TOTAL	$114,146.47	$106,404.88	-$7,741.59	-6.78%
	House Value (Zestimate)	$334,500.00	$334,500.00
	Car Value (Edmunds.com)	$6,595.00	$6,485.00
	SUV Value (Edmunds.com)	$22,517.00	$22,093.00
	MISC TOTAL	$363,612.00	$363,078.00	-$534.00	-0.15%
TOTAL ASSETS		$504,566.98	$498,153.42	-$6,413.56	-1.27%

DEBTS				$ DIFF	% DIFF
	Citi Mortgage (4.875%)	$260,798.61	$260,368.93
	MORTGAGE TOTAL	$260,798.61	$260,368.93	-$429.68	-0.16%
	AES Student Loan (3.625%)	$1,869.82	$1,869.82
	ACS Student Loan (3.75%)	$2,007.77	$2,007.77
	Great Lakes Student Loan (3.25%)	$43,412.41	$43,253.98
	Honda Financial Services (2.9%)	$9,930.55	$9,668.34
	LOAN TOTAL	$57,220.55	$56,799.91	-$420.64	-0.74%
	BOA MC (0%)	$3,441.27	$2,903.78
	BOA NEA (0%)	$13,417.16	$13,280.12
	BOA NEA 2 (0%)	$15,191.80	$15,033.40
	Citi Upromise (0%)	$10,217.76	$10,119.07
	CREDIT CARD TOTAL	$42,267.99	$41,336.37	-$931.62	-2.20%
TOTAL DEBTS		$360,287.15	$358,505.21	-$1,781.94	-0.49%

NET WORTH		$144,279.83	$139,648.21	-$4,631.62	-3.21%