Archive for May, 2010

Net Worth Statement – May 3 2010 (+3.20%)

Posted May 3, 2010 by Chuck Posted in:

Net Worth

Summary

In case anyone was wondering, yes I did finally do my taxes before the April 15th deadline. It turned out to be just as difficult as I was dreading. Luckily I was able to get it all done this year so hopefully next year will be much easier.

I had a couple large payments due this month that I had to dip into my savings for to make sure I had enough to cover. I am ready to transfer that money back into my savings now. I will still not be at my $18k goal though.

Monthly Goals

I am going to focus on increasing my savings as much as possible this month.

		Apr-10	May-10
ASSETS				$ DIFF	% DIFF
	DollarSavingsDirect Savings (1.70% APY)	$16,115.28	$12,630.17
	Schwab Investor Checking (0.75% APY)	$7,598.04	$11,277.80
	CASH TOTAL	$23,713.32	$23,907.97	$194.65	0.82%
	Treasury Direct	$2,879.40	$2,900.54
	BONDS TOTAL	$2,879.40	$2,900.54	$21.14	0.73%
	Ameriprise ROTH IRA (Chuck)	$18,259.00	$18,223.48
	Ameriprise ROTH IRA (Wife)	$1,104.86	$1,110.45
	T. Rowe Price 401K (Chuck)	$66,912.73	$68,038.35
	T. Rowe Price 401K (Wife)	$25,474.04	$26,774.19
	RETIREMENT TOTAL	$111,750.63	$114,146.47	$2,395.84	2.14%
	House Value (Zestimate)	$334,500.00	$334,500.00
	Car Value (Edmunds.com)	$6,373.00	$6,595.00
	SUV Value (Edmunds.com)	$22,635.00	$22,517.00
	MISC TOTAL	$363,508.00	$363,612.00	$104.00	0.03%
TOTAL ASSETS		$501,851.35	$504,566.98	$2,715.63	1.59%

DEBTS				$ DIFF	% DIFF
	Citi Mortgage (4.875%)	$261,226.55	$260,798.61
	MORTGAGE TOTAL	$261,226.55	$260,798.61	-$427.94	-0.16%
	AES Student Loan (3.625%)	$1,869.82	$1,869.82
	ACS Student Loan (3.75%)	$2,109.10	$2,007.77
	Great Lakes Student Loan (3.25%)	$43,566.57	$43,412.41
	Honda Financial Services (2.9%)	$10,188.54	$9,930.55
	LOAN TOTAL	$57,734.03	$57,220.55	-$513.48	-0.89%
	BOA MC (0%)	$3,880.97	$3,441.27
	BOA NEA (0%)	$13,546.24	$13,417.16
	BOA NEA 2 (0%)	$15,341.31	$15,191.80
	Citi Upromise (0%)	$10,317.25	$10,217.76
	CREDIT CARD TOTAL	$43,085.77	$42,267.99	-$817.78	-1.90%
TOTAL DEBTS		$362,046.35	$360,287.15	-$1,759.20	-0.49%

NET WORTH		$139,805.00	$144,279.83	$4,474.83	3.20%