Archive for November, 2009

Net Worth Statement – November 4 2009 (+4.51%)

Posted November 4, 2009 by Chuck Posted in:

Net Worth

Summary

I was happy to see the net worth go up this month. Had a pretty hefty school tax bill which caused the cash reserves to dip a little bit. Luckily our 401ks went up a bit, and the Zestimate of our home as well thanks to a couple strong sales in the neighborhood.

What I didn’t do was pay down much credit card balance which will be going out of 0% very soon. I have been looking for other cards to transfer them to but so far it has come up empty.

Monthly Goals

My refinance should go through this month so I will have a bit of a payment on that for the closing costs. It will bring my rate down to 4.875% though so I think it is definitely worth it in the long run.

		Nov-09
ASSETS			$ DIFF	% DIFF
	HSBC Savings Account (1.45% APY)	$145.41
	DollarSavingsDirect Savings (1.70% APY)	$16,126.77
	Schwab Investor Checking (0.75% APY)	$6,384.65
	CASH TOTAL	$22,656.83	-$3,021.23	-11.77%
	Treasury Direct	$2,850.44
	BONDS TOTAL	$2,850.44	$20.00	0.71%
	Ameriprise ROTH IRA (Chuck)	$16,556.31
	Ameriprise ROTH IRA (Wife)	$841.94
	T. Rowe Price 401K (Chuck)	$58,120.53
	T. Rowe Price 401K (Wife)	$18,301.12
	RETIREMENT TOTAL	$93,819.90	$1,283.51	1.39%
	House Value (Zestimate)	$334,500.00
	Car Value (Edmunds.com)	$6,749.00
	SUV Value (Edmunds.com)	$24,876.00
	MISC TOTAL	$366,125.00	$5,329.00	1.48%
TOTAL ASSETS		$485,452.17	$3,611.28	0.75%

DEBTS			$ DIFF	% DIFF
	Countrywide Mortgage(6.75%)	$254,548.53
	MORTGAGE TOTAL	$254,548.53	-$526.62	-0.21%
	AES Student Loan (3.625%)	$2,209.18
	ACS Student Loan (3.75%)	$2,308.02
	Great Lakes Student Loan (3.25%)	$43,701.56
	Honda Financial Services	$11,472.33
	LOAN TOTAL	$59,691.09	-$399.14	-0.66%
	BOA MC (0%)	$6,903.38
	BOA NEA (0%)	$14,247.95
	BOA NEA 2 (0%)	$15,858.37
	Citi Upromise (0%)	$10,854.84
	CREDIT CARD TOTAL	$47,864.54	-$780.87	-1.61%
TOTAL DEBTS		$362,104.16	-$1,706.63	-0.47%

NET WORTH		$123,348.01	$5,317.91	4.51%