Archive for October, 2009

Net Worth Statement – October 2 2009 (-25.01%)

Posted October 2, 2009 by Chuck Posted in:

Net Worth

Summary

My net worth for this month is a complete rewrite. I decided to include a couple other figured that are my wife’s into our combined net worth which caused quite a crash – mainly her graduate school student loan. We also financed a new (used) car so that loan and car value is now included on my net worth.

Pretty much feels like I’m starting from scratch at this point, but I’m obviously keeping all the history to compare to the past.

Monthly Goals

Rebuild my cash reserves after paying my school taxes – I mailed the check but they haven’t cashed it yet so its not reflected in this months net worth. Also need to continue to make progress on paying down our credit cards, I stalled a bit on that this month.

		Oct-09
ASSETS			$ DIFF	% DIFF
	HSBC Savings Account (1.45% APY)	$145.25
	DollarSavingsDirect Savings (1.70% APY)	$16,104.22
	Schwab Investor Checking (0.75% APY)	$9,428.59
	CASH TOTAL	$25,678.06	-$523.19	-2.00%
	Treasury Direct	$2,830.44
	BONDS TOTAL	$2,830.44	$18.58	0.66%
	Ameriprise ROTH IRA (Chuck)	$16,419.48
	Ameriprise ROTH IRA (Wife)	$841.92
	T. Rowe Price 401K (Chuck)	$57,853.56
	T. Rowe Price 401K (Wife)	$17,421.43
	RETIREMENT TOTAL	$92,536.39	$20,054.79	27.67%
	House Value (Zestimate)	$331,500.00
	Car Value (Edmunds.com)	$6,868.00
	SUV Value (Edmunds.com)	$22,428.00
	MISC TOTAL	$360,796.00	$14,473.00	4.18%
TOTAL ASSETS		$481,840.89	$34,023.18	7.60%

DEBTS			$ DIFF	% DIFF
	Countrywide Mortgage(6.75%)	$255,075.15
	MORTGAGE TOTAL	$255,075.15	-$523.67	-0.20%
	AES Student Loan (3.625%)	$2,189.10
	ACS Student Loan (3.75%)	$2,308.02
	Great Lakes Student Loan (3.25%)	$43,870.78
	Honda Financial Services	$11,722.33
	LOAN TOTAL	$60,090.23	$57,901.13	2644.97%
	BOA MC (0%)	$6,977.72
	BOA NEA (0%)	$14,398.24
	BOA NEA 2 (0%)	$16,302.50
	Citi Upromise (0%)	$10,966.95
	CREDIT CARD TOTAL	$48,645.41	$16,000.32	49.01%
TOTAL DEBTS		$363,810.79	$73,377.78	25.26%

NET WORTH		$118,030.10	-$39,354.60	-25.01%