Archive for August, 2009

Net Worth Statement – August 3 2009 (+2.98%)

Posted August 3, 2009 by Chuck Posted in:

Net Worth

Summary

It has been a pretty slow month financially for me. I started paying off some of my expiring 0% credit card offers. I also was able to reduce my homeowners insurance by shopping around which freed up some extra cash.

Monthly Goals

Pay off some more credit cards whose 0% term will be expiring soon.

		Aug-09
ASSETS			$ DIFF	% DIFF
	HSBC Savings Account (2.5% APY)	$21.20
	DollarSavingsDirect Savings (3.5% APY)	$18,053.56
	Schwab Investor Checking (1.75% APY)	$8,339.08
	CASH TOTAL	$26,413.84	-$5,946.75	-18.38%
	Misc. Direct Investments
	Ameritrade IZone
	Zecco
	STOCKS TOTAL		$0.00	0.00%
	Treasury Direct	$2,811.86
	BONDS TOTAL	$2,811.86	$0.76	0.03%
	Vanguard ROTH IRA	$14,440.91
	Scottrade ROTH IRA	$831.51
	T. Rowe Price 401K	$54,644.08
	RETIREMENT TOTAL	$69,916.50	$4,854.41	7.46%
	House Value	$339,500.00
	Car Value (Edmunds.com)	$6,809.00
	MISC TOTAL	$346,309.00	-$497.00	-0.14%
TOTAL ASSETS		$445,451.20	-$1,588.58	-0.36%

DEBTS			$ DIFF	% DIFF
	Countrywide Mortgage(6.75%)	$256,119.56
	MORTGAGE TOTAL	$256,119.56	-$517.82	-0.20%
	AES Student Loan (3.625%)	$2,233.96
	LOAN TOTAL	$2,233.96	-$44.96	-1.97%
	BOA MC (0%)	$8,818.28
	BOA NEA (0%)	$14,686.87
	Bank Atlantic (0%)	$0.00
	Citi Upromise (0%)	$11,182.39
	CREDIT CARD TOTAL	$34,687.54	-$5,433.29	-10.09%
TOTAL DEBTS		$293,041.06	-$5,063.11	-2.01%

NET WORTH		$152,410.14	$4,407.49	2.98%