Archive for April, 2009

Net Worth Statement – April 1 2009 (+3.68%)

Posted April 1, 2009 by Chuck Posted in:

Net Worth

Summary

The stock market rebounded a bit (finally) so some of my investments actually went up this month! Shocking I know. Other than that it was pretty uneventful. I have been looking into refinancing my mortgage but have not pulled the trigger as of yet.

Monthly Goals

I am going to owe on my taxes this year so that will probably wipe out any gains I am able to make on my cash reserves. I think holding steady on those will be my goal of the month.

		Apr-09
ASSETS			$ DIFF	% DIFF
	HSBC Savings Account (2.5% APY)	$96.23
	DollarSavingsDirect Savings (3.5% APY)	$15,150.98
	Schwab Investor Checking (1.75% APY)	$5,655.53
	CASH TOTAL	$20,902.74	-$1,642.22	-7.28%
	Misc. Direct Investments	$10,780.33
	Ameritrade IZone	$2,490.83
	Zecco	$1,283.87
	STOCKS TOTAL	$14,555.03	$986.45	7.27%
	Treasury Direct	2,780.08
	BONDS TOTAL	$2,780.08	$14.06	0.51%
	Vanguard ROTH IRA	11,345.13
	Scottrade ROTH IRA	575.41
	T. Rowe Price 401K	42,034.41
	RETIREMENT TOTAL	$53,954.95	$4,243.76	8.54%
	House Value	$339,500.00
	Car Value (Edmunds.com)	$6,917.00
	MISC TOTAL	$346,417.00	$50.00	0.01%
TOTAL ASSETS		$438,609.80	$3,652.05	0.84%

DEBTS			$ DIFF	% DIFF
	Countrywide Mortgage(6.75%)	$258,173.54
	MORTGAGE TOTAL	$258,173.54	-$506.34	-0.20%
	AES Student Loan (3.625%)	$2,412.44
	LOAN TOTAL	$2,412.44	-$44.91	-1.83%
	BOA MC (0%)	$14,412.75
	BOA NEA (0%)	$15,253.04
	Bank Atlantic (0%)	$4,228.54
	Citi Upromise (0%)	$11,633.57
	CREDIT CARD TOTAL	$45,527.90	-$499.86	-1.09%
TOTAL DEBTS		$306,113.88	-$1,051.11	-0.34%

NET WORTH		$132,495.92	$4,703.16	3.68%