Archive for November, 2006

There are a lot of sites up with information about the upcoming Black Friday sales. I subscribe to the RSS feed over at bfads.net so I know when a new ad has been posted. You can often find extensive discussion on individual stores over at the Fatwallet forums. There are few ads up now like Sears, K-Mart, Harbor Freight, and Best Buy.

Personally I will most likely go to Sears for a few items there, and possibly try to pick some other stuff up online. I will never step foot in Best Buy on Black Friday again, as the ones here consistently have 2 hour lines that day.

Taxable Accounts:

$4,094.88 - Liquid Savings - 5.05% APY HSBC Savings Account
$13,507.26 - Stocks - Misc. Direct Investments
$5,600.01 - Stocks - Ameritrade Izone
$633.61 - Stocks - Scottrade
$2,479.49 - Stocks - Zecco
$2,523.18 - Bonds - TreasuryDirect

$28,838.43 TOTAL

Retirement Savings:

$13,201.27 - ROTH IRA - Vanguard
$2,483.75 - ROTH IRA - Scottrade
$32,604.46 - 401K - T. Rowe Price

$48,289.48 TOTAL

Debts

$3,591.01 - Student Loan - AES (3.625%)
$8,324.00 - Credit Card BT - Discover(0%)

Summary

Once again I was bailed out by a good month in the stock market. My emergency fund has been hit hard and is almost reaching a dangerous level. I also haven’t reached my goals of selling most of my individual direct investment stocks which I’ve decided to wait until next year to do now for tax reasons.

Monthly Goals

Hopefully this will be the month everything turns around and I start building back up my emergency fund. My fiance is finally getting paid at her new job, and is able to kick some money in towards the bills once again. My goal is to get the fund back up to about $6500.